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That's why my DW stayed home. It did not make any sense for her to go to work once you factor in fuel, auto maintenance and clothes. We ended up doing daycare which we ended up not liking to much but it help with the bills. Now she is a stay at home mom with a 14,12, 5 and infant doing home school.
This is the exact reason that I went to work for myself. DH works, and I work, but only for about an hour a day, AND I can take my DD with me! The cheapest daycare I could find around here was $650 a month. Thats way more than we could afford.
Dont forget to rest RFF! Your gonna need it.