So sorry to vent....I just have to . Both hubby and I have been off of work for over 7 months . We do have money in savings...but don't really want to touch it because we don't know when we'll be back to work . Hubby has been fighting work comp for over a year now . He slipped and fell on his wrist last Feb. , they did 2 shots , then last Oct. he finally went in to get it fixed . Work comp closed the claim without his knowledege...we got a lawyer...they offered $30,000 . The lawyer is going to take $6,000 and the surgery and rehab will cost over $17,000 . We were going to take the money , and file a second claim but work comp lumped in all of the contractors over the last year ( we're UNION ) so that we can't do a second claim for paying for his wage . He had his surgery 2 weeks ago and the doctor told me it was alot worse than he expected . Now I'm concerened that our insurance company will make us pay the surgery bill if we take the $30,000 . Not to mention my shoulder is acting up again ( tore the rotator 4 yrs ago ) and am afraid that I'll end up encurring more bills . Mine's been going on for a week and getting worse . I can't even fork out the hay for my horses . My best friend moved in 3 weeks ago....and she just told me she might be pregnant ! Her mom is moving out of state ( no work here ) and her boyfreind is a "rodeo" cowboy . Not to mention we need to refinance the house in 6 months.....what bank is going to carry us when we haven't been working for so long ?!! Please tell me things will get better....I know hubby's parents will finance us for another year....but what if I have to have surgery also ? So sorry to come off whiny......I just can't portray it to hubby right now .