Well my old pay pal accounts (I have 2..1 for ebay and 1 for non ebay) are still open. I haven't used them in over a year and boy have things changed. Can I instant pay with a debit card? I have bought 2 sets of items. The first one made me send an e-check. I felt so bad...I thought it was instant payment...but nooooo. lol Poor gal had to wait 6 days before it cleared and too send me my chicks. I am still unsure of why it did that (I am verified and such) but it didn't give me options. The second one I knew was coming up......and so I just transferred 30.00 dollars from my bank account to my pay pal account and waited (6 days) for it to get in there. Then I spent it. Was a spur of the moment kinda thing....and I don't have time to wait for another transfer... I updated my debit card today (old one expired, but I still had a valid one on already) and I am hoping that is why. Now I have 2 debit cards that are current on the paypal account. I have something I need to pay for on Monday.... Is debit/credit card alone ok? Is there some magical tab I am missing? I haven't ebay-ed for so long and it has changed (I used to sell trading cards). So how do you use pay pal? I am a little lost... Thanks guys...no personal info please...I don't want to put anyone at risk...just confused and the pay pal "help" thing did not really help.