BYC Café

First cup down the hatch. Thanks!

Chilly today, but nothing like what you have, DL. High of 40, but some wind.

Gotta go to the store today, and the bank. Wallet is devoid of cash. I know everyone does debit cards nowadays, but not me. I like to hand over cash or write a check; then it feels like I have spent the money and it's gone. That helps me keep a handle on my spending.

15 months from now, hubby will retire, or at least that's the plan. I want to budget this year as if he is retired, so I know it'll work when he does. I added up all the checks I wrote last year, added the cash withdrawals, and gasped. It was quite a bit more than I had thought.
 

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