As normal I found this thread too late. I'll still make my comments about overhead.
But first, you really do need to investigate the charity before you give them money or anything else. If you have certain criteria, you need to make sure they match your criteria. Plus there are a lot of scams out there. A common scam is to use a name very close to a recognized legitimate charity's name. Unless I know them for sure, I assume any phone call or any mailing I get is a scam until proven otherwise. And I don't work hard to prove otherwise. It's too easy to just hang up or throw it in the trash and stay with the ones I know.
I volunteer at a local organization that is 6 area churches of different denominations coming together to serve local people that need help. Overhead is very low. Everyone that works there is a volunteer. We use our own transportaion. Buildings, land, and such are donated through the churches or people. We still have to pay for insurance and utilities, such as that, but since no one draws a salary and we don't own or maintain any vehicles overhead is very low.
On the other hand, you get a place like St. Jude's. They do great work but their overhead is pretty high. They not only have a very expensive building with expensive equipment to purchase, upgrade and maintain, they pay a lot of expensive people a good salary. They need professional administrators, not volunteers to run it. I'm sure their insurance bill is quite high.
Administrative costs are a part of my criteria, but look at what they are doing with those administrative costs. Don't assume just because they look a little high that they are a scam. Sometimes there is a legitimate reason the administrative costs look high.
But first, you really do need to investigate the charity before you give them money or anything else. If you have certain criteria, you need to make sure they match your criteria. Plus there are a lot of scams out there. A common scam is to use a name very close to a recognized legitimate charity's name. Unless I know them for sure, I assume any phone call or any mailing I get is a scam until proven otherwise. And I don't work hard to prove otherwise. It's too easy to just hang up or throw it in the trash and stay with the ones I know.
I volunteer at a local organization that is 6 area churches of different denominations coming together to serve local people that need help. Overhead is very low. Everyone that works there is a volunteer. We use our own transportaion. Buildings, land, and such are donated through the churches or people. We still have to pay for insurance and utilities, such as that, but since no one draws a salary and we don't own or maintain any vehicles overhead is very low.
On the other hand, you get a place like St. Jude's. They do great work but their overhead is pretty high. They not only have a very expensive building with expensive equipment to purchase, upgrade and maintain, they pay a lot of expensive people a good salary. They need professional administrators, not volunteers to run it. I'm sure their insurance bill is quite high.
Administrative costs are a part of my criteria, but look at what they are doing with those administrative costs. Don't assume just because they look a little high that they are a scam. Sometimes there is a legitimate reason the administrative costs look high.