Chickens and Homeowners insurance??

Discussion in 'Local Chicken Laws & Ordinances' started by crystal195655, Jun 15, 2012.

  1. NYREDS

    NYREDS Overrun With Chickens

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    What does this mean???????
     
  2. real_redhead

    real_redhead Chillin' With My Peeps

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    That is crazy! Makes no sense at all!
     
  3. real_redhead

    real_redhead Chillin' With My Peeps

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  4. normanack

    normanack Chillin' With My Peeps

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    Geico's advertising has a gecko (lizard); AFLAC has a duck or goose, I forget. I think that's the reference.
     
  5. amenfarm

    amenfarm Chillin' With My Peeps

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    I work as a personal assistant for 2 different insurance agents in Chattanooga. I can tell you that Shelter insurance,and State farm both have a farm policy. I have a donkey and 4 hens, I have home owners with a umbrella policy to cover any additional libility, home or auto.
     
  6. kellypepperk

    kellypepperk Chillin' With My Peeps

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    $27 / year increase because of the chickens!
     
  7. spotsplus

    spotsplus Chillin' With My Peeps

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    I went and asked four insurance companies in my area about having chickens in my backyard and they all said "livestock-can't cover you". Luckily I did find one provider in my area that was ok with me having my mini horses and chickens in my back yard.
     
  8. Gargoyle

    Gargoyle Overrun With Chickens

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    My Coop
    Did that actually happen to your friend, or did she pass along something that she heard on the internet?
     
  9. wekiva bird

    wekiva bird Chillin' With My Peeps

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    Thats why i had my whole flock tested ,just to have a back up plan.If i need more testing done i can get done. The State livestock vet is only about 15 miles from my house.
     
  10. 1 Happy Hen

    1 Happy Hen Out Of The Brooder

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    My insurance agent called to tell me that the insurance appraiser that came to my house noticed that I had more than 10 chickens. Because of this I have to have farm insurance and instead of $585 per year it will cost about $1250!! This is because my chickens are free range, I sell eggs, and I have about 75 chickens (30 newly hatched to replace some of the older birds that will become dinners for the upcoming months). They say if someone eats one of my eggs and gets sick I can be sued. I have done everything in my power to be truthful about everything I do. I keep track of the eggs I sell for income taxes, and there really is not very much profit to that because I sell eggs to help pay for feed, not to retire off from. I checked on laws and regulations and such for my state so that I am not breaking any laws. I think that this is such SUE HAPPY world where everyone is looking for free money and old fashioned honest people like me are becoming an endangered species.
     
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