My CU is Navy Federal. Been with them many, many years. This time they did major charges as well as mini charges... Last time was just multiple "regular" sized charges. This time was 2 charges totaling $178, both to the same biz in GA. I then got texted by my CU that there was suspicious activity. I texted back that the charge was not done by me and they called me within 10 minutes. Turns out there was another charge being submitted for 30 cents while we were talking. That got declined but the other two had already been posted... too late. Whoever is skimming is obviously selling the data to multiple buyers and the fastest one to use it gets through while those who wait or do the mini test runs lose out.
I asked if there was any way they could simply block any/all charges that show up that are NOT from my regular use spots. They said they can't do that as VISA won't allow it. I wish I could find out who was doing the skimming and where... there'd be hell to pay!