We are trying to purchase a new home. We currently live in a single-wide mobile home that we purchased the year after we got married. I say "we" but I actually mean that my husband went to a dealership and bought the house and called me at work and said "I bought a house today"
He did this because he found a place that was willing to finance it without a downpayment, you know great deal.. blah blah blah. So, a few hours later with NO research done, he signed the papers and told me afterwards. You can probably imagine that the "great deal" wasn't really so great and the house was financed through Greentree financial with a horrific interest rate which means that for the past 15 years we have been paying on a singlewide and we still owe $24,000.00 The house is only worth about $7,000. There is a family that is moving out of a double wide that we could move onto our land for $40,000.00 (it is worth a lot more than that) It would double the amount of space that we have which we desperately need. The problem is that we aren't sure that we can get even get financing since it is a mobile home and we have to add so much for the house that we currently have. My parents have said that they will help us get money but with us owing so much on our current home it is going to be a tight stretch if we can't get financed. We also have some issues with the septic and whether it is going to work for the new house because they did some stuff wrong when we bought our first house. (Completely not our fault, but it is already costing us $400.00 for the county's lax work the first time.)
Could we get some prayers that it will all work out and we will be able to work out the financing without having to rely on my parents too much. They have done so much for us already and I really would like to be able to work it out without it burdening them financially even if we are going to be paying the payments. I am under so much stress between a very stressful work situation, working full time, taking two very difficult classes for school, dealing with an ADHD child who has not been doing well in school, taking care of the house and all my animals and the kids... I am just not sure how much I have left in me. I feel like I am stretched as tight as I can go, and I think I may be on the verge of a panic attack.
I know I am rambling but it does feel a little better to get it out. Thanks for listening!
Could we get some prayers that it will all work out and we will be able to work out the financing without having to rely on my parents too much. They have done so much for us already and I really would like to be able to work it out without it burdening them financially even if we are going to be paying the payments. I am under so much stress between a very stressful work situation, working full time, taking two very difficult classes for school, dealing with an ADHD child who has not been doing well in school, taking care of the house and all my animals and the kids... I am just not sure how much I have left in me. I feel like I am stretched as tight as I can go, and I think I may be on the verge of a panic attack.
I know I am rambling but it does feel a little better to get it out. Thanks for listening!
