Quote: I keep following your thread, Coralietg. Your experience has raised a lot of questions. My husband and I have discussed your situation. The next time I see our insurance agent, I am going to inquire about how a situation like yours would be handled by our company. I checked the laws in our state, and as far as I can tell, a dirt, gravel or sand road (that is what we have) doesn't have a "speed limit" unless it is posted. The basic rule is to not travel faster than road conditions and weather allows. So of course we see a LOT of idiots who travel too fast for a sand road. They have no concept of what it is like to lose control and slide helplessly on sand, evidently, so they will continue to "speed" and gamble with their lives and the property of others.
One night my husband and I were coming home and waited to turn onto our road because of an oncoming vehicle. This van turned onto our road and immediately tried to excelerate for all he was worth. He immediately lost control of his vehicle (he was less than fifty yards from the intersection) and started to fishtail. His rearend clipped the mail and newspaper boxes belonging to a neighbor, smashing her newspaper box to smithereens. He stopped; probably to clear his head a bit. Seeing how fast the van tried to go when he turned, we had hung back to see how the drama would unfold. The van sat there so long, we finally decided to go around and go home. I did get his license plate number, just in case. I wanted to call the sheriff, but my husband talked me out of it. We lived just a few hundred feet further up the road so we went home, leaving the van sitting there. It finally went on down the road, but this time at a MUCH slower pace. That is just the way some people drive around here on these roads. School buses do have a limit for these types of roads. They are not to go over 45, but I know I've seen drivers pushing that limit! We just have no way to prove it when we see it. I guess I was just fortunate to witness the accident in front of my house when the teenage girl lost control and crashed into the utility pole across from my house, narrowly missing my mailbox (it would have done more damage to her car than the pole, I fear.) Large cedar trees helped slow her down, thank goodness. When her parents came by, shortly, to see how/where she had damaged her car, I was out there and pointed out the tracks in the road that showed that she had fishtailed three times back and forth across the road before going off. She had told her parents that a large truck had "run her off" the road. The fact is, that large truck had just pulled out of my next door neighbor's driveway and had NO speed yet. I think she had to scoot over for it but was going too fast when she hit the deeper sand at the side of the road. I am glad she wasn't hurt, but I think about how close she came. I hope she learned her lesson about speed on a loose surface road!