Granny's gone and done it again

[lovesfarms]

With United Healthcare and Medicare Advantage we get $50 a month for OTC and Healthy Food. Then each month we can earn another $10 to $15 for OTC or Healthy Food. We have a rewards card that can be used at Walmart, Walgreens, Some supermarkets, and above all else Dollar General. Things like Glucerna and Ensure are things that the rewards can be spent on. It's not a matter of coverage as once the $50 allotment and any earned rewards is used for the month it's gone until the first of the next month. We get $10 a month each for taking care of our chickens and working in the gardens. Yes paid to exercise.

It is good to research insurance companies

 

[Nomadicus]

It is good to research insurance companies

We did and dumped what we had before. Were paying $200+ in premiums and no perks to perks and no premiums. We have an appointment to sit down with our rep to go over 2025 changes in early November. Also plan options. I know that the Donut Hole has be eliminated. That was a curse for us.

 

[lovesfarms]

I have Highmark Wholecare and DH has UPMC FOR Life. They sound the same as yours. I guess it depends where you live on what's available

 

[lovesfarms]

We did and dumped what we had before. Were paying $200+ in premiums and no perks to perks and no premiums. We have an appointment to sit down with our rep to go over 2025 changes in early November. Also plan options. I know that the Donut Hole has be eliminated. That was a curse for us.

Donut hole?

 

[Nomadicus]

I have Highmark Wholecare and DH has UPMC FOR Life. They sound the same as yours. I guess it depends where you live on what's available

It varies according to state too.

 

[Nomadicus]

Donut hole?

The Donut Hole is when you use past a certain amount of meds the cost went up until the next Jan 1. Ask you rep about it. That has been eliminated now for us at least.

 

[lovesfarms]

The Donut Hole is when you use past a certain amount of meds the cost went up until the next Jan 1. Ask you rep about it. That has been eliminated now for us at least.

I don't have that either. My infusions are around $3000 every 8 weeks. It runs up fast

 

[Granny Hatchet]

I didn't know we got this!

I also wonder if they are supposed to pay for my diabetic testing supplies. That stuff adds up. My Glucerna or Ensure? Bladder pads? Dry mouth lozenges? Drops for dry eyes? Who do I ask??? No wonder these are the "golden years!" If you don't have a stash of gold you are out of luck! (My dad told me that many years ago, lol).

You start with your primary Dr unless you have a diabetic Dr. They need to write scripts for what you need. The supply's should come from your regular pharmacy.

 

[Granny Hatchet]

I don't have that either. My infusions are around $3000 every 8 weeks. It runs up fast

What kind of infusions?

 

[lovesfarms]

What kind of infusions?

Entyvio for Crohn's. They give them in pens now but they are more expensive and some insurance won't approve it