Granny's gone and done it again

Should've dead-headed before I took this. Oh well.
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Poured buckets this morning. DH's godparents will be here in two days. :th Guess I'd better get to work.
 
For free ? What's the ketch ???
Its funded through donations and the united way for low income people. I just read one program they have where if you save $35.00 a month they will triple it ! it has to be used for certain things like home repair, start a new business.
 
SIEOC is the local administering IDA Organization for Dearborn, Franklin, Ohio, Ripley, Switerland and Union Counties.

The Individual Development Account Program (IDA) is designed to assist qualifying individuals to accumulate savings and develop personal finance skills. IDA participants must save $35.00 per month and they are required to save it in their savings account at US Bank, which is SIEOC's partnering financial institution. The State of Indiana matches the IDA participant's fund with a 3 to 1 ratio. Meaning, for each dollar the IDA participant saves, up to $400.00 per year, the State will triple it. This means, if the IDA participant successfully saves $400.00 a year, then the State of Indiana will triple that and they will deposit $1,200.00, giving the participant a total of $1,600.00 after 12 months of savings. The client can stay in the program up to four years, meaning they have the opportunity to save $6,400.00.
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The money that is saved can be used to:

  • Purchase a primary residence

  • Rehab a primary residence

  • Post secondary education costs for the participant or a dependent

  • Purchase, start-up, or expand a business
The objective of Indiana's IDA Program is to assist people with limited means in achieving financial independence and becoming financially self-sufficient by providing them skills to:

  • Develop a budget and set goals

  • Establish regular saving habits

  • Invest in assets
To be eligible for SIEOC's IDA Program you must:

  • Be an Indiana resident

  • Employed either full time or part time

  • Be below 175% of the Federal Poverty Guidelines based on household size

  • Able to save $35.00 per month

  • Attend required financial classes
For more information or questions, please email using the below "Email IDA" Link.

 
And this !
WEATHERIZATION
The purpose of the Weatherization Assistance Program (WAP) is to increase the energy efficiency of dwellings occupied by income eligible families, reduce their energy costs, and improve their health and safety.
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Weatherization procedures may include, but are not limited to furnace and weather heater health and safety evaluation, repair and/or replacement, insulation of the attic, sidewalls, or other uninsulated areas, and measured and cost effective air sealing of the structure. Services are designed to reduce energy consumption and utility costs for heating low-income homes.

Funding provided through U.S. Department of Energy and Low-Income Home Energy Assistance Program.





They also help with your heat bill 2xs a yrs.
 

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