OMG Folks ! I was almost killed today in a house accident. , I was sitting there lost in thought listening to the rain and all of a suddn I hear crackkk WTH ? I look up and about that time my ceiling came crashing down around me ! It was aweful. I thought I was going to die . I quickly checked to make sure the children was out of harms way (cause im a hero) and there was jagged pieces of wood laying every where and humongous nails sticking up just waiting for a foot. The rain was pouring in on my furniture and carpet. all my paper work and DHs computr is destroyed. I have no insurance . I dont know what to do.