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You need to check all of the following:
State statues, county ordnances, town ordnances, deed restrictions, and any association bylaws.
There are likely to be slightly different requirements around any body of water, this includes rivers, stream, ponds, or brooks.
These are not zone related and actually can be used to beat the crap out of landowners that transgress them, this even goes so far as to cause local jurisdictions to cough up money for violations and remediation expenses if they allow the transgression to take place by granting permits or failing to enforce the laws.