My husband is one of those who saves favors from people until they expire and are replaced by new ones.
However, he is equally as cautious as I am - if not more so. A moment of hesitation and he believes it is a sign from some greater entity that it isn't meant to happen. lol. We are a constant bundle of nerves here. As luck has it - he is quiet, reserved and shy and internalizes everything. ME - THE OPPOSITE. sooooo if nothing else - we fight well. lol
I do honestly believe that most people are good. I just also believe that we must not be naive to the reality of there being a percentage of naughties out there among us.
We are trained to focus on the negative, so that we learn from our mistakes. (wish we could do the same thing with out government?!)