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Good morning all and welcome spook writer!! Excited to hear more about you.

You all have convinced me.. I guess it's time to go credit card shopping!!
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Wishing was in the house this morning!! Woot woot!!! How did we all get so lucky!! Lol love you wishing.

Today will be a great day. Keep my head up and focused on the issues at hand!
 
lindalouly said:
Good morning all and welcome spook writer!! Excited to hear more about you.

You all have convinced me.. I guess it's time to go credit card shopping!!
1f62b.png


Wishing was in the house this morning!! Woot woot!!! How did we all get so lucky!! Lol love you wishing.

Today will be a great day. Keep my head up and focused on the issues at hand!
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You do that and you'll have a great day.
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The difference between reality and expectations is called disappointment. But seriously if they mess up the walls they should clean up there mess, regardless of whether they do it "wrong" or not
 
We were driving around yesterday and saw a beautiful house on five acres. 165,000. On well water. Out in the country. Wish we could buy it. Told my dad about it yesterday cause he was asking about the house hunt... Anyway later that night he asked for the info on the house cause he says he would rather help pay for a down payment than first and last months rent. Now I'm kicking myself that I don't have my ducks in a row!!! But I am just standing firm in what happens if for the better of me and the family. I'm remaining hopeful!
 
lindalouly said:
We were driving around yesterday and saw a beautiful house on five acres. 165,000. On well water. Out in the country. Wish we could buy it. Told my dad about it yesterday cause he was asking about the house hunt... Anyway later that night he asked for the info on the house cause he says he would rather help pay for a down payment than first and last months rent. Now I'm kicking myself that I don't have my ducks in a row!!! But I am just standing firm in what happens if for the better of me and the family. I'm remaining hopeful!
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Yes, you must do what's best for you and the family. Not what others think is best for you guys.
 
Outpost JWB said:
Yeah for that late bloomer!

Finances UGH! We bought our double wide located on 3 acres of overgrown, unkept, not touched in 2 years property. We worked our tails off until we ran out of money. Moved in, failed sewage inspection:th, paid a couple thousand to get that fixed....then a couple years later tried to get a loan for a 9 acre lot next door. Long story short, it's real hard to get a bank to loan money on raw land. WHY? Can't figure that out, because they don't make land anymore! Month after we got turned down, a young family bought it. The man comes over a couple times a month and is slowly clearing it off so they can build their "dream home".

Now I work at a bank and I see people that are absolutely upside down. Payday loans, overdrawn accounts, credit card debt, writing checks to make it til payday, just absolutely overspent. Don't live outside of your means. What everyone else has said about paying off credit cards monthly, YES! People see credit as an extended way to pay for things. NO! Credit is YOUR money. Don't forget that.

I am super blessed with our 3 acres, and I work 6 days a week to pay taxes, utilities, maintenance, living expenses, etc. Would be SO nice to be able to enjoy "living" more. Speaking of that, gotta go to work. Have a great day.
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Hope you have a good day at work!! Still praying for a better job for you.
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