Quote:
You can do it, just like Whites said. We have had a couple of credit cards for years and years, and have never carried a balance. Made sure the girls got credit cards when they got jobs, too. They have never carried a balance either. (Beat that one into them)
It's a game you have to play if you ever want to qualify for a mortgage. Best to start now.
Ditto both dos^^
Had a banker woman,with a thick european accent, tell me at about age 25 and newly divorced,
"you
need to establish credit starting
right now and.... you must ....keep yourself ....under control"
Only used it for stuff I would have paid or check for.....paid it off
every month...was **** glad ten years later buying my first house and my credit rating rocked big time.
I can still hear that womans voice in my head.