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An hour and a half to come up with the money? That brings back horrible memories... last year our puppy filled his belly with something poisonous. We had to take him to an emergency vet in the middle of the night. It was SO stressful. We just don't have that kind of money (I suspect a lot of folks don't), and had to choose between giving our dog up (who we had just gotten, to replace an old dog we lost. We have kids, mind you), and going into deep debt. It was hard. If it weren't for the kids, we would have given the dog up, as terrible as that sounds. In the end, it took us a year to pay off the bills for his care. So, a dog we paid $50 for ended up costing thousands! Go figure.