Lol when it costs 600 to heat one floor to 65 for a month and half or so. No water no heat atm. Sorry but house needs to burn down.
Here is short list of whats bad. All electric lines need redone, no insulation in any walls, air moves through wlls into house, plaster falling apart behind wall paper, all floors/carpet need redone, all floors un even or bowed, all but 6 windows need replaced, foundation needs redone, well needs redone, there is more. So yeah house needs rebuilt or burned.
Weve done electric box, roof, 6 windows, repaired water lines and boiler, replaced water heater, redid drain lines in kitchen, side door. Everytume something gets fixed another bill comes up or car breaks or appliance breaks. I'm ready to let the bank have this house cause we will never get ahead while we own it.
Do you own this house?
Recently I've been going round and round with a friend who bemoans the frozen pipes and cracks between her rock foundation and the cold air that gets in. Yesterday I offered her some aluminum covered foam board and even offered to come and install it in her crawl space since I'm not a big person and it would be easier for me. She does have a husband who is neither handsome nor handy, but they are my friends. She hems and haws and makes excuses so I won't be doing it. Mind you they take a yearly trip to Ochrecoke but that is beside the point. She doesn't work outside the home but she does volunteer work at the school 5 days a week and it's an important job.
Now back to you. When you consider the cost of replacing that house you can not afford for it to burn down. Insurance or not the trouble you'd and yours would go through has a price tag.
So what to do? Get some advice both financial and home repair wise. . Bring in some one and prioritize what to do first. Every house needs maintenance. Even new ones.
Take stock of what you owe. What you need and what you want.
Special chickens are a want not a need. Lord have mercy I've given away chicks and chickens. Anyone who knows me and is buying chicks or chickens needs a good kick in the keester.
Keep files on your bills. I bought a cheap file cabinet off CL. Remember used works just fine.
This year I made some really good apple sauce with FREE apples. I got FREE pears from my neighbor too.
You know folks I grew up poor and around the poor and pride can be their biggest liability. Like my friend who could have her basement crawl space done and water on, pride is in the way. I've learned to ask for advice and surprisingly I didn't die but my life improved.
So here's some free advice that I got and pass along regularly. THERE IS NO SUCH THING AS GOOD DEBT! Anyone who tell you otherwise is a big fat liar. We should all make debt our enemy.
For me I've regrets chicken wise. I've been down sizing and keeping track of what I'm spending each month. I've bought chickens I can't afford wish I hadn't. Those pretty chickens suck. They're not the best layers and expensive. Everyone knows I'm not fond of silkies and two of the reasons why is they need heat, extra cleaning and don't lay enough. If you need or want eggs they are not for you.
So Jlaw, get some advice. What to fix first, learn to do things yourself and how to spend wisely. (I learned to take out the old cabinet and install a dishwasher watching a video over and over again).
Slow and steady wins the race,
Rancher.