Pediatric dentist, he accepts our insurance. The ones here wanted all the money up front. Fiona had to have caps.
That's how our kids dentist we had before is, we paid, ins. reimbursed us. Not bad for small stuff IF you have the $. The dentist they have now is not pediatric, they apparently are hard to find and even harder to find that takes our ins. blue cross blue shield. The place we liked near Binghamton said they took our ins. insisted on it, then we were sent a big bill, argued for awhile, we wouldn't have went there if we were not lied to, I was just going to ignore them but wife agreed to settle for half the bill so it didn't hurt our credit.
One pediatric near Binghamton we were referred to that does take our ins. We got there 15mins early, waited a hr after the appt time, asked, were told about another hr! Wife took the kids to the bathroom, came out and said we were leaving. "the bathroom is the most disgusting nastiest one I've ever been in, doesn't look like it's been cleaned in months, they are not touching my kids teeth if the place can't keep a bathroom clean".....
We have BC/BS and I don't pay when I go. You should check with your insurance and see who will take your insurance. They can give you a list.
I'm old, I know somethings. Once had GHI and they didn't tell us we needed to call to get the other half of our benefit each time we went to the ER. Years later I checked that state thing about lost money and guess what? They had a check for me.
Long story short check with your insurance and see who will take you. DO NOT expect the dentist to tell you. They want your business. They know they'll get paid. My DD works for BC/BS and DW worked for Crouse Hospital in their billing department.
Even if a dentist doesn't take your insurance, your Insurance should still cover you. We once had a stack of forms to fill out so we could bill the insurance privately. I would fill them out and they would mail us a check or to the Dr's office. Some Dr's don't want to pay for a billing clerk.
Too, you may not have to go to a designated pediatric dentist. I'll talk with DW and see what she says.
Again call your insurance company and ask for help.
Don't think I know what I'm talking about? We DS had a heart condition, the doctors office didn't tell us that it would be covered by the state since it was a birth defect. Well we struggled with the first couple of bills but when we found out we applied and his open heart was all covered. Dr. Blacks billing clerk never told us the state would cover his surgery.
So check with your insurance company and don't take the Dr. Office workers word.
And Tab if they're baby teeth I would not pay to have them capped. They're going to fall out. At least be sure it's necessary before you get scammed.
I once was going to switch Dentists to a Dr. where a friend worked. After my initial visit the Dr. sits me down and tells me I need $15,000 worth of work. I went back to my old dentist.
Everyone, do not trust the billing office. Check with your insurance company to see what's covered. You should have a copy of what is paid. As I said DW worked in the hospital billing office and you would not believe the things she's told me.
If you have questions about your health insurance please ask me and I'll see if I can help.
