Political Ramblings

[Capvin]

Just in case you have not gotten the news in your town in CA...Obamacare is the law of the land and if you have 50 or more employess you may have a legal obligation to provide them with health insurance or pay a penalty equal to about $750.00 per year per employee. Now, the penalty may be actually less then the cost of providing health insurance so some employers may opt to do that, So to answer your question as to when that happened....NOT TO LONG AGO!! But I would get used to it because it is here to stay. And by the way, employers who believe that all their employees are entitled to are their paycheck are the pigs I am talking about. Just to give you a few actual examples we can take Applebees, Papa Johns, Dennys and McDonalds. Zane Tankle owns about 40 Applebees in the NY area and he makes more money then you can imagine. As a political statement he made some comments about Obamacare before the election and because most people realize that the institution of Obamacare will have no real negative effect on Applebees or Zane Tankle, the business has now significantly suffered. The same thing happened to Papa Johns, except in their case they have a lousy product and should be out of business anyway. When a Dennys owner talked about adding an Obama surcharge the backlash was immediate and harsh. People just do not like pigs. Now take McDonalds. Their attutude is we face a variety of changing costs every year and this is just one of them and we will have no problem overcoming and continuing to make profits as the number one fast food chain in the world.

 

[hemet dennis]

According to capvin, that makes you a greedy pig.
Ridiculous.........

Well some like to call names but I don't lower myself to their level.

 

[Capvin]

I finally agree with you. If you and Kathy believe that all an employee is entitled to is a paycheck, then you are definately not on my level and thankfully, that is not what the vast majority of well run companies believe either.

 

[ChickensRDinos]

When you go to work all you are entitled to is a pay check. When did it fall on to me as an employer to provide for your healthcare or anything else ? What you do with your pay is not any of my business.

The way our system was set up previously there really aren't a lot of other options to get health care. My fiance lost her spleen when she was six and when she was in school we tried to BUY healthcare not related to employment and the CHEAPEST quote we could get with a pre-existing condition was $1200 A MONTH. I make a decent living, but that is an LA apartment. And this was several years ago. I would hate to see what it was recently. This was for very basic coverage.

I think our system is terrible. I personally am for full on socialized medicine but I know that scares the socks off the same people who are arguing that companies shouldn't have to pay for healthcare. So, where is my family suposed to get healthcare?

Small businesses can survive and provide healthcare. There are tons and tons of them doing it right now. I have worked my entire career at small businesses (My current company is 2 people, total) and start ups and I have always had health insurance. But, I am a skilled, educated employee with an extensive resume and portfolio working a white collar job. There is the expectation that employers will have to provide this to me. I am very lucky. I feel like all workers and employers should have the same expectations. I provide a service that allows your business to success through which you ultimately stand to profit the most, in turn you provide these very basic things.

This is a business expense and if you can not afford all of your business expenses you need to rework your business model.

 

[cupman]

I actually saw some television clip with the CEO of Papa John's saying it's going to cost him 8 million a year extra to pay for insurance and he just had no idea where he could come up with that kind of money. Said he'd have to lay workers off and raise prices. Then you see a commercial with the CEO standing next to Payton Manning talking about giving away two million free pizzas. It is clear people like him are more worried about politics than their company. Gives away 20 million dollars worth of pizzas but heaven forbid he offer insurance to his employees. Partisan nonsense, nothing to do with business.

 

[ChickensRDinos]

I actually saw some television clip with the CEO of Papa John's saying it's going to cost him 8 million a year extra to pay for insurance and he just had no idea where he could come up with that kind of money. Said he'd have to lay workers off and raise prices. Then you see a commercial with the CEO standing next to Payton Manning talking about giving away two million free pizzas. It is clear people like him are more worried about politics than their company. Gives away 20 million dollars worth of pizzas but heaven forbid he offer insurance to his employees. Partisan nonsense, nothing to do with business.

Exactly. Most of the people and companies funding this movement to say it's too expensive also have HUGE raises, bonuses and record corporate profits. It's really sad.

 

[hemet dennis]

The way our system was set up previously there really aren't a lot of other options to get health care. My fiance lost her spleen when she was six and when she was in school we tried to BUY healthcare not related to employment and the CHEAPEST quote we could get with a pre-existing condition was $1200 A MONTH. I make a decent living, but that is an LA apartment. And this was several years ago. I would hate to see what it was recently. This was for very basic coverage.

I think our system is terrible. I personally am for full on socialized medicine but I know that scares the socks off the same people who are arguing that companies shouldn't have to pay for healthcare. So, where is my family suposed to get healthcare?

Small businesses can survive and provide healthcare. There are tons and tons of them doing it right now. I have worked my entire career at small businesses (My current company is 2 people, total) and start ups and I have always had health insurance. But, I am a skilled, educated employee with an extensive resume and portfolio working a white collar job. There is the expectation that employers will have to provide this to me. I am very lucky. I feel like all workers and employers should have the same expectations. I provide a service that allows your business to success through which you ultimately stand to profit the most, in turn you provide these very basic things.

This is a business expense and if you can not afford all of your business expenses you need to rework your business model.

Tell me the difference in me as a small business paying $1,000 a month for your healthcare or giving you the $1,000 a month. You do realize anything I pay for you comes out of your pay.

 

[ChickensRDinos]

Business healthcare costs are much cheaper than personal health care costs and the more employees you have the cheaper it is per person.

And minium wage employee are certainly not getting a $1,000 a month to dedicate to healthcare.

My healthcare costs do not come out of my pay, my wifes would if we were married but my personal ones are in addition to my salary not out of. I looked into it at the time and it was under $300 for her for the same level as the previous quote.

Edited: Business health plans are also not allowed to take into account pre-existing conditions.

 

[hemet dennis]

Business healthcare costs are much cheaper than personal health care costs and the more employees you have the cheaper it is per person.

And minium wage employee are certainly not getting a $1,000 a month to dedicate to healthcare.

My healthcare costs do not come out of my pay, my wifes would if we were married but my personal ones are in addition to my salary not out of. I looked into it at the time and it was under $300 for her for the same level as the previous quote.

Edited: Business health plans are also not allowed to take into account pre-existing conditions.

You think like most people. You don't realize that if I can pay $25 an hour to hire someone that first I have to deduct Social Security and Medicare and unemployment and other state and local deductions then healthcare sick days vacations. So now you don't the $25 an hour you only get about $13 an hour. But it's still costing me $25 an hour.

A 20 employee small business doesn't get much of a health insurance break.

 

[chickened]

The way I see it under ACA is businesses that rely on government contracts for half or more of their gross reciepts will do fine. The businesses that rely on the private sector that are minimum wage or close will suffer the most. Automation will kill more jobs than the ACA directly but indirectly automation is all about eliminating people positions. I have seen this in my profession, file clerks are all but gone with paperless record keeping as example. Some businesses will lay people off to keep thier employees as temporary which will be a legal loophole in the ACA.

What people in government do not recognize in a free market is that there are unintended, unforseen reaction to control anytime it is applied, they forget that they are trying to force somebody to do something they do not want to do.

They say life is like a crap sandwich the more bread you have the less crap you have to eat.

I actually am looking forward to only paying $750.00 a year for healthcare, I will hire my family and get relatively cheap medical this way... thank you you rich people.