I'm so not moving into a neighborhood with an HOAI personally don't recommend it. Not saying they're all bad, like some are fairly hands off, or use the fees wisely to pay for neighborhood maintenance, from landscaping to snow plowing, but others are very nitpicky and strict.
Some of the eyerolling moments for me:
- I got fined for a neighbor having a basketball hoop (obviously I refused to pay and told them off for not bothering to check which house it was).
- I had to get signed permission from multiple neighbors to landscape my back yard, and then had 2 months to complete the work exactly as specified.