Question , kind of legal regarding check payment

[Lisa202]

Quote:
If it's a business check, they can't cash it, they can only deposit it.

 

[mom'sfolly]

You paid them, and the moment they took the check from you hand, they accepted it. If they didn't like the method of payment, it should have been said before the payment was accepted. You are not obligated to pay them again. If the check bounces, then they can come after you for payment. I would suggest you stop doing business with these folks.

My guess is that they lost the check, and want the cash or that they will run the check the same day you pay them cash.

 

[lockedhearts]

Quote:
I use a small bank, I love them as I pay zero atm fees no matter which atm I use. They did have a branch closer, but when the economy got rough, they closed that branch. The bank itself is stable and all my deposits are direct so I rarely have to drive to the branch. It is technically a business, but it is an individual DBA .......... so as far as cashing the check at my bank, I am sure they would. It just really makes me mad that they have held this check all this time, I doubt they have lost it, I am confident in that. It is more the guys wife causing the fuss than the guy I did business with.

 

[easttxchick]

Quote:
I use a small bank, I love them as I pay zero atm fees no matter which atm I use. They did have a branch closer, but when the economy got rough, they closed that branch. The bank itself is stable and all my deposits are direct so I rarely have to drive to the branch. It is technically a business, but it is an individual DBA .......... so as far as cashing the check at my bank, I am sure they would. It just really makes me mad that they have held this check all this time, I doubt they have lost it, I am confident in that. It is more the guys wife causing the fuss than the guy I did business with.

Bottom line is, it's not your problem.

 

[cafarmgirl]

Quote:
The thing is, I offered cash this last time, before I went there I called and asked if I needed to bring cash. I was told NO, a check was fine. I really feel as if they can just deal with this, either deposit the check or drive the 40 miles to my bank and cash it.

Exactly. This is their problem, not yours and I would not tolerate any attitude from them about it! I really, really hate people that like who try to bully and throw around threats of legal action for any little thing that doesn't suit them just so. I would not be doing business with them again in the future just for that reason alone.

Good luck, like somebody else said, tell them to go pound sand!

 

[Dar]

what are you trying to write a check for?...

at any point and time a business can change its policy and start refusing personal or business checks... there is no law saying a business HAS to take a check...

I suggest if you dont like the business practices of that company move on there are many more that will take your money.

 

[lockedhearts]

Quote:
Please read my original post, they accepted this check from me weeks ago, I called before I went there, offered cash for the goods, was told at that time a check was fine. Now 8 weeks after the fact, they are saying I need to give them cash and they still have the check.

 

[Spookwriter]

My first question would be why are they holding a check for eight weeks?

I deposit checks on a regular basis, weekly. No eight week old stuff laying
around.

Was it ever presented to your bank and refused? Is so, maybe then I might
consider handing them cash.

But for no reason? Nope.


But I'm mean.

 

[redhen]

Make them drive to your bank and cash the check and then dont deal with them again...

 

[lockedhearts]

Quote:
It has never been presented to my bank, if it had, it would have cleared. My question exactly, why hold it all this time and then decide you want the cash I offered in the beginning.