This thread is about opinions, not personal arguments, just agreeing to disagree without being disagreeable, when needed.
I have been mugged 4 times, been robbed twice- once I got home to find 2 men still in the house, while my ferocious 80 lb. dog wagged himself silly.. That is why I have pepper spray and loaded guns stashed here and there now.
As far as keeping them unloaded, locked in a cabinet, it just wouldn't make sense. What DOES make sense is to carefully conceal them so no one else can find them, and be as safe, well trained and responsible in their handling as possible.
It is quite interesting to see the range of opinions on the subject. The majority seem to favor gun ownership, even concealed carrying, but that is their choice, as it is a choice to not carry or even have guns around.