I have an appt to see the oncologist on April 12. I felt better getting that settled, then they call to tell me my insurance plan isn't a PPO anymore, it is a POS. My insurance card has PPO printed on it.
I asked are you sure? She talked to them twice and said I have a PPO out of the state of NJ, but in NJ it is a POS ( point of service) I live in NJ, what's the point of that? She said they changed things all the time........
DH & I have our own business, we pay for our insurance, it's a lot of money each month that we spend for good quality BC/BS PPO insurance! How dare they? I'm so PO'd, I think these big companies are getting scared with this new health plan and they're jerking us around, well I think this is BS.
I'm frustrated and angry now, and I don't need this extra stress. I want to go to this Dr, and have all my records with him now, I just want to get this treatment done and out of the way and just live the rest of my life, however long I have, and move on!
I could check out these other Drs, that weren't recommended, but I really don't want to do this all over again. I thought it was settled.
DH is going to talk with them (BC/BS) in a day or two, he's busy getting everyone and their grandma's tax returns done along with all this other crap we're dealing with. Now we have two battles going on. Very frustrating.....I have no idea how much it costs for chemo or radiation therapy. POS means we would pay any fees toward our deductible (1,000) and then 30% of the total treatment. Can we do this? Probably, but we shouldn't have to.