o am when one can't get to sleep. They list loop holes upon loop holes to get out of paying a claim. I have a hydronic heating system in our passive solar 3039 sq. ft. house. A 50 gal 100,000 BTU propane water heater located in the boiler room over the 2nd floor ( as on the 3rd floor 12 feet straight up from the 2nd floor) set at 130 degrees. It sends the 130 deg. water into the heat exchange unit that sends the heat to the rooms and returns 110 degree water back into the water heater. You guessed it, the propane gas cumbustion chamber cracked and was sending carbon monoxide into the house. The Insurance company refused claim pointing out that they exclude this type of system as a steam system which is specifically excluded. MY cost as of yesterday ... The Insurance company sent out 1st Heating/Air conditioning guy who couldn't figure out system, sent 2nd A/C guy ... incompetant, said it was an electrical problem... 3rd A/C says it is a plumbing problem ... plumber can't find a 50 gal 100,000 BTU Polaris water heater , but can install another brand ... installed a Bradford/ White 50 gal. but ONLY 30,000 BTU... nowhere near able to produce heat for the house, second plumber tried to rip us off by $ 3,400 ... 3rd plumber got the Polaris water heater from Tennasee ( wer'e in Cal) job done for $4,638.74 for the water heater plus $ 970 for labor. and no heat or hot water since Dec. 4,to last Wednesday 6:45 pm. Enjoy !!!
