Does mil live in USA?So DW and I were chatting and it is more than mind boggling stupid the advice the mother in law has given our children. Do not open a USAA account and get half priced car insurance. Also give us a mechanism to send them money in an emergency and with regurlaty. I don't get why an american lady thinks you should sever all your ties with the US, but that is who we are dealing with. A real nice lady unless you listen to her advice. Our children reside in Germany.