The Old Folks Home

Morning everyone.

@getaclue, back to what I said about the cost of being a doctor outweighing the need for doctors.. The cost of education, plus the cost of licensing, both state and federal for the DEA, continuing education and the big one malpractice insurance in a sue happy society figures into the costs to just set up and run a practice. Lab fees, employee costs, equipment cost, building costs, practice insurance on building and equipment, advertising. The list goes on.

New grads cannot afford to set up their own private practices so they go to work for a hospital or group owned business where everything is provided for them. Plus you have to remember that insurance companies pay a fraction of what the doctor charges for their services. Patients pay a percentage after that and the practice is expected to write off the rest. If the doctor charges 125$ for a medicare patient office visit, medicare will pay maybe 52$ to the practice, the patient will pay 15 $ and the practice is expected to write off the rest.

Ever wonder why out of pocket prices are so high? This is why. Cash paying patients who pay out of pocket make up the difference. The problem is one that isn't going to fix itself. It will become increasingly difficult for people to get timely appointments with their doctors or specialists.

Personally my rheumatologist is booking 3 months in advance also, Clue. It's a pain in the butt.

But I worked for my husband for over 7 years and he was in the medical profession for 40 years so I know what I'm talking about here when it comes to how doctor's offices are ran and what goes into running them.

Patients where we practiced are now having to travel 20+ miles for eyecare if not farther. Small town doctors provide a valuable service but the only way that the town's MD was able to stay in business was to sell out to a hospital in the nearest small city. THEY built him a new building and are now running the 'business' end of the practice. This will be the trend of the future. It isn't going to get any easier.

Sorry for the rant. Our Sidney is no better this morning. She can't keep anything down and is weaker. She's going back to the doctors. Thank God he is only 10 miles away.
 
Sidney update. They want us to keep pushing the meds and small amounts of water. We take her back Monday morning. DH is out getting more RXs from the vets.

I swear it's like having a sick three year old in the house only, can you believe this....they don't do parenteral IVs on dogs at our vets office. They say for that we would have to take her to Columbia and the veterinary college.

C****t on a silver crutch! I'm IV certified. Give me a freaking bag of Ringers, start a hep lock for me and I'll run the flippin IV! I can not believe this!

Can you tell I'm upset? 👿
 
micro, I'm not even disputing the costs. Some of this has been made exorbitant by our own govt., with the costs of licensing, the cost they are allowing insurance companies to charge, allowing lawsuits on doctors, when it's a product liability, etc.

Medicaid/Medicare, while it's fine to negotiate prices with the pharmaceutical companies, since they get plenty of govt. subsidies, it's not ok for them to expect doctors to cover the gap they've created with what they'll pay for services. In the meantime, our same govt. that skin flints on medical, pays ridiculous amounts in subsidies for a lot of foolish things.
 
Morning everyone.

@getaclue, back to what I said about the cost of being a doctor outweighing the need for doctors.. The cost of education, plus the cost of licensing, both state and federal for the DEA, continuing education and the big one malpractice insurance in a sue happy society figures into the costs to just set up and run a practice. Lab fees, employee costs, equipment cost, building costs, practice insurance on building and equipment, advertising. The list goes on.

New grads cannot afford to set up their own private practices so they go to work for a hospital or group owned business where everything is provided for them. Plus you have to remember that insurance companies pay a fraction of what the doctor charges for their services. Patients pay a percentage after that and the practice is expected to write off the rest. If the doctor charges 125$ for a medicare patient office visit, medicare will pay maybe 52$ to the practice, the patient will pay 15 $ and the practice is expected to write off the rest.

Ever wonder why out of pocket prices are so high? This is why. Cash paying patients who pay out of pocket make up the difference. The problem is one that isn't going to fix itself. It will become increasingly difficult for people to get timely appointments with their doctors or specialists.

Personally my rheumatologist is booking 3 months in advance also, Clue. It's a pain in the butt.

But I worked for my husband for over 7 years and he was in the medical profession for 40 years so I know what I'm talking about here when it comes to how doctor's offices are ran and what goes into running them.

Patients where we practiced are now having to travel 20+ miles for eyecare if not farther. Small town doctors provide a valuable service but the only way that the town's MD was able to stay in business was to sell out to a hospital in the nearest small city. THEY built him a new building and are now running the 'business' end of the practice. This will be the trend of the future. It isn't going to get any easier.

Sorry for the rant. Our Sidney is no better this morning. She can't keep anything down and is weaker. She's going back to the doctors. Thank God he is only 10 miles away.
Why not? When my Boston Terrier was dying in 2015, the vet hospital gave me bags of Ringer's and showed me how to do it, then sent me home with multiple bags.
 
micro, I'm not even disputing the costs. Some of this has been made exorbitant by our own govt., with the costs of licensing, the cost they are allowing insurance companies to charge, allowing lawsuits on doctors, when it's a product liability, etc.

Medicaid/Medicare, while it's fine to negotiate prices with the pharmaceutical companies, since they get plenty of govt. subsidies, it's not ok for them to expect doctors to cover the gap they've created with what they'll pay for services. In the meantime, our same govt. that skin flints on medical, pays ridiculous amounts in subsidies for a lot of foolish things.
:goodpost:

You said it perfectly, Clue.

My favorite response to people who wanted to know why their insurance didn't pay more on their claims. I would show them the math. One man looked at the figures and proclaimed that if he canceled the vision insurance that he had on his family and put that money in the bank he would be able to pay for most of their vision care out of pocket for what they paid on his claim.

Insurance is almost vital in todays' society but it is the single reason that medical costs are so high in America.

It's a snake eating it's own tail sort of thing.
 
Why not? When my Boston Terrier was dying in 2015, the vet hospital gave me bags of Ringer's and showed me how to do it, then sent me home with multiple bags.
Yeah, I don't understand it either. Told my husband if somebody brought their prize Hereford bull in needing fluids, they would have it started lickity snick.
 
Ever wonder why out of pocket prices are so high? This is why. Cash paying patients who pay out of pocket make up the difference.
BS. It's much cheaper out of pocket because if you pay your not the insurance company paying someone else to not pay the bill. Also I rarely have Ins and it's always a lot cheaper after I tell them I'm paying cash.
But I worked for my husband for over 7 years and he was in the medical profession for 40 years so I know what I'm talking about here when it comes to how doctor's offices are ran and what goes into running them.
I don't know what to tell you. They cheat me you and everyone. $50 for some fing asprin, one dose, No they are not making money. I got a $15,000 dollar bill once after getting tired of not gettting treated and walked out.
I'm not even disputing the costs. Some of this has been made exorbitant by our own govt., with the costs of licensing, the cost they are allowing insurance companies to charge, allowing lawsuits on doctors
Yes it is high. Didn't start that way. Then Insurance got involved and they started paying people to not pay the hospital so they charge more to get it to equal out. Oh I did have insurance for a while, when it was affordable before Obama care. The Law suits made everything bad. (It does help keep them from messing up on purpose/not caring)
My favorite response to people who wanted to know why their insurance didn't pay more on their claims. I would show them the math
Do. Again they try like hell to not pay. Double down bad since Obama care.
One man looked at the figures and proclaimed that if he canceled the vision insurance that he had on his family and put that money in the bank he would be able to pay for most of their vision care out of pocket for what they paid on his claim.
Yep. That's why I don't. And I keep the interest.
Then pay the Dr. on top of it.

Playing the Dr.s office as the poor poor person gets me riled. Also any fing idiot who can get through college with any great debt should've spent a year working before college and continued while in college using that money to pay off debt not get a nicer phone and letting the intrest go up is just an idiot.

Sorry about the rant, but a personal issue when I have friends and family in the medical field and various bills not associated with them.
Again there is usually a cash discount not hike up. Maybe not in your Husbands practice but everywhere else.
 

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