I resisted getting a cell phone for the longest time. I am not a social butterfly, and I don't make, or receive, many calls anymore. However, my bank now requires us to use their bank app to scan checks for deposits. My military bank, USAA, is stationed in Texas but I live in Minnesota. I have the option of sending checks through the mail, but that takes time and I really don't want to risk any deposit being lost in the mail. So, I had to get a smart phone and cancelled my landline phone that I had for the past 30 years.But, there are many other advantages to using your smart phone.
Almost all the stores I shop at now have their own phone apps. What I find very useful is using their Shopping List feature. I know Harbor Freight and Home Depot both have a little heart
Also, for Harbor Freight anyway, it tells me if the item is in stock, or not, so I can decide if it's worth my time to swing by there to pick it up or save a little gas money and time and go straight home. Harbor Freight also has a link on their app with their in-store sales and specials, so you can easily check out the new sale items for the current period.
If you are a veteran, Home Depot now requires you to use the phone app for the military discount program. That's 10% off many items and well worth it when shopping. I bought a few clearance items at Home Depot today, originally $15 but marked down to $5, and I got another 10% off the clearance price using the phone app with my military discount.
Some places even give you an initial discount or cash reward for downloading their app and making a purchase online with your phone. I have not personally been able to use one of those deals, yet.
Forgive me if this just old news to you younger people, but I'm just finding new ways to save money with my cell phone apps. I hope it might be interesting to someone else and maybe save them some money.
Dear Wife is the greatest, and I could not imagine being without her. 33+ years together. I hope you did not take my post as in any way negative. I try to be careful in not mansplaining things to her, especially in her area of the house. But she never grew up needing to manage a pantry. She was a city girl with everything she needed, when she needed, on the store shelves. I grew up in a rural area with a large pantry in our house, and I have a better understanding of how to manage one.
We are working together on building up our pantry supplies. We are now actively looking for our necessities and buying them on sale when we can.
The COVID-19 lockdown put a real scare into her and we ended up making a panic closet full of toilet paper and other necessities. Unfortunately, at that time, we also ended up paying panic prices - which is the opposite of being frugal.
I look at a 4 pack of toilet paper and think to myself that we are good to go for another 6 months. Dear Wife looks at a 4 pack of toilet paper and thinks to herself we are going to run out before the weekend! Vive la différence!
I wonder if anyone has done the economics of having additional vehicles per family. For example, Dear Wife typically drives the newer car in the family, but I have one old pickup (13 mpg) and an older Camry (26 mpg). Both my older cars are paid for, minimal insurance ($10/month each), and I don't really drive much anymore. I only drive my pickup when I load up cargo, or have to tow a trailer, etc... Otherwise, I drive the Camry.
I think being able to see what is in your pantry is very important. The new shelves I built are only about 5 inches deep. Wide enough for a couple of cans of vegetables. It's really easy to see what's on the shelves that way. And I built the new shelves with those peg inserts, so, we can adjust the height of each shelf. That saves space.