Hotter than all billy here 90 + awful but out air conditioners went in
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No metal costs moe upfront andactually would raise my insurance premiums. It's not as hail resistant as we think it is. And insurance goes up because it will cost more to replace.Did you do a metal roof @WthrLady have three companies giving me bids this week
told them wanted bids on shingles and metal
They did, but I am still finding nails and garbage. We had two 2500 sq ft rooves to do. It took two full days and looks great. The gutters are getting done either this week or next.
Hail and foxes are on my grrrr list this year. LOL.
Switched roof color from faded red tan to deep charcoal grey. What a wonderful difference. The dark roof makes the stone and brick and trim pop with color! It's also a high impact roof. 50 year coverage and can handle 2 inch hail and 140 mph wind. I just got sick of worry about the dang roof. My insurance premium dropped dramatically with the new type roof.
Nope, sorry. Our old roof was 5 years old. (and it was a replacement for a 2 year old roof that was beaten by 2" hail, single layer asphalt both times, our state doesn't allow stacking of layers- we didn't live here either time.)Possibly not the type but the age is what made your rate drop. If it's a shingle roof it won't last 50 years in your state...it's not necessarily the SIZE of hail, but the intensity of the impact when it hits that does the damage.
Have you asked your insurance agent if your policy can be requoted with your current carrier? Sometimes running a new quote based on updated claims and credit history can drop your price without having to switch insurers. It's why you find lower rates when you shop...the new companies have updated info your existing company doesn't. The existing insurer has to disclose they may check your credit so it's not automatically done at renewal.
Sorry, I'm an insurance agent, can't help it.
They started out near their protected area last night and this morning when I opened the pop door all three of the littles were hanging on the big roost next to the window. Although I get them together in the grass outside the run they still keep away from the hens. They don't move around in the run unless the big girls are still outside. Have a great day everyone.
Nope, sorry. Our old roof was 5 years old. (and it was a replacement for a 2 year old roof that was beaten by 2" hail, single layer asphalt both times, our state doesn't allow stacking of layers- we didn't live here either time.)
Although I appreciate your input. I got the quote for what our rate would be if I went with standard shingles like what was on there, it would be exactly the same as always, if I went with steel (went up 17%) and then what it would be if I upgraded to the high impact roofing. Rates dropped for my separate hail policy by 30% a YEAR! All keeping the same $$$ per building deductible, which is standard in a high risk hail state.
We've had no claims in 23 years on our home policies.
It's not that it will last for 50 years, like companies say it's a 30 year shingle or a 40 year shingle. It is covered by the manufacturer for 50 years.
It's also not the intensity. It's the size, the driven speed, angle of impact, and duration.
Meteorologist, can't help it.
Our hail lasted one hour and 11 minutes at mixed size, mostly of nickel and dime size. It spent 14 minutes at quarter (1") size, and a full two minutes at 1.78". It was a narrow band of hail at the larger size of only about 20 feet wide that went over the neighboring pasture, the center of my orchard, one of the barns, and the center of the house, before crossing the road to the neighbors pond and house.
Luckily we had almost no wind so they came straight down and were repelled by the windows and siding. Our young roof didn't blink at the 1 inch hail, but cracked and bruised with the 1.78" hail at terminal velocity, as did my umbrella and foot. Although watching DH run across the lawn with a 5 gallon bucket on his head was worth the price of admission.
That said, the roofers did more damage to my gutters that the hail did! Good grief.
@penny1960 it's an amorshield SBS ClassIV shingle You can also go super fancy and get them that look like slate and tile, but that wouldn't suit this style of house.
Anyway......
Garden, spotted a squash bug the other day in the main garden. Bwhahahaaaa won't he be disappointed. I didn't plant cukes or squash in there this year.
Beans are planted as is some nice mustard for harvesting actual mustard seed.
Another .52 inches of rain last night. Install irrigation systems all over and what does it do? Rain all the time. Many of our farmers still can't get into the fields.
Fox came shopping 3 times again last night. She was hungry enough to TRY to get the bait, but didn't get stuck in it.
I will keep trying. I heard hysterically crying pre-teen boys last evening at dusk from down the road. I wonder if she visited their duck pen. I'll call later when I know they're all up.
Anyway.....everyone have a pest free, weed free day !
Meteorologist, can't help it.
I'm an insurance agent, can't help it.
Funny how our fields of expertise color our lives! I'm a scientist, can't help it! so the phrase "I read it on the web" sometimes gives me involuntary twitches.