What's the temperature where you are???

[Nym]

Surfers have been loving the bigger than usual surf up and down the coastline ahead of cyclone Alfred. Picture: Chris Hyde/Getty Images.

 

[akroberts1085]

51 degrees and cloudy but not raining

 

[Nomadicus]

Where are you located? Prayers for your safety

Not far north of the AL/FL line half way between MS and GA.

 

[Nym]

Shock disaster note from insurers as cyclone Alfred nears coast​

A shock note from insurers sees (new) homebuyers and owners up in arms, as millions strap in to ride out cyclone Alfred.

An insurance embargo came into force across over 400km of Australian coastline with no warning to homeowners and buyers that they would be unable to get new home and contents cover.
The zone stretches across a vast area controlled by more than a dozen local governments from Noosa all the way down past Byron Bay which are set to be impacted by cyclone Alfred.

Homebuyers attempting to sign up for coverage after buying property this week were in shock after being told to contact the insurer in question for an explanation.

An Insurance Council of Australia explainer said “insurers often place embargoes on insurance policies to prevent people buying insurance when the risks are elevated or a disaster is approaching and then cancelling cover after the risk passes”.

It said “embargoes on insurance are a normal and accepted practice, and usually apply to new policies”.

“They take effect when events such as fires, floods and cyclones are impacting or considered likely to impact an area.”

“If an insured risk is imminent, the probability of that risk occurring and therefore a claim being lodged is high. Insurers would need to calculate a premium that reflects this elevated risk, rather than averaging the risk over an entire year.”

One Redditor said “just got denied as ‘in a natural disaster area’”, while another said “I’ve just rung around and I can’t get insured due to the pending weather event. Not that I had the money to pay it anyway, I was getting a loan to cover it Sux to be me I guess, anyone else in the same boat? Cos we might be in a boat come next week, the way things are going”.

 

[Ponypoor]

View attachment 4064836
Surfers have been loving the bigger than usual surf up and down the coastline ahead of cyclone Alfred. Picture: Chris Hyde/Getty Images.

Terrifying!

 

[EmmaDonovan]

62° at 7:45 P.M. Going to warm up a bit again tomorrow:

They're promising actual rain, beyond just 30 seconds, on Friday. Hm...

 

[Tab P]

Not far north of the AL/FL line half way between MS and GA.

I'm watching Ryan Hall Y'all on YouTube for live weather updates. Scary line of severe weather across many states. Prayers for safety for all in the path.

 

[Tab P]

Shock disaster note from insurers as cyclone Alfred nears coast​

A shock note from insurers sees (new) homebuyers and owners up in arms, as millions strap in to ride out cyclone Alfred.

An insurance embargo came into force across over 400km of Australian coastline with no warning to homeowners and buyers that they would be unable to get new home and contents cover.
The zone stretches across a vast area controlled by more than a dozen local governments from Noosa all the way down past Byron Bay which are set to be impacted by cyclone Alfred.

Homebuyers attempting to sign up for coverage after buying property this week were in shock after being told to contact the insurer in question for an explanation.

View attachment 4064841
An Insurance Council of Australia explainer said “insurers often place embargoes on insurance policies to prevent people buying insurance when the risks are elevated or a disaster is approaching and then cancelling cover after the risk passes”.

It said “embargoes on insurance are a normal and accepted practice, and usually apply to new policies”.

“They take effect when events such as fires, floods and cyclones are impacting or considered likely to impact an area.”

“If an insured risk is imminent, the probability of that risk occurring and therefore a claim being lodged is high. Insurers would need to calculate a premium that reflects this elevated risk, rather than averaging the risk over an entire year.”

One Redditor said “just got denied as ‘in a natural disaster area’”, while another said “I’ve just rung around and I can’t get insured due to the pending weather event. Not that I had the money to pay it anyway, I was getting a loan to cover it Sux to be me I guess, anyone else in the same boat? Cos we might be in a boat come next week, the way things are going”.

A little off topic, but I see that you are a "Professional Chicken Wrangler". I'm nowhere near that, but i was just wondering.... how do I advance from chirping?

Sorry I tagged you by accident

 

[Nomadicus]

Currently 69° with heavy thunder and 70mph wind gusts.

 

[Nomadicus]

The worst of our storm is over. According to radar we should be in the clear withing 5-10 minutes. It's still to hot to sleep inside but with the power being off for no telling how long now there will be no AC in time to cool the house down.