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Credit card debt?

Discussion in 'Random Ramblings' started by Chirpy, Feb 26, 2009.

  1. Chirpy

    Chirpy Balderdash

    May 24, 2007
    I've been trying to decide all day if I should ask this question. I am not looking for a debate and I don't know if this is too personal to even ask. But, I'm really curious about the demographics of the people on BYC as compared to the general population.

    My question:

    1) Do you have a credit card?

    2) If you do, do you have debt on it?

    If this is inappropriate to ask, I apologize and a mod can just close this.

    We don't have a credit card.

    I am editing this because I want to add that I'm most certainly not asking for dollar amounts - just a yes or no answer is fine. If you want to elaborate please feel free. Please don't feel embarrassed to say yes - most everybody on here has had credit card debt at one time or another... me included. I'm just curious where people are now with economy in the shape it's in.

    Think of this as a non valid science experiment. If you have 100 people who love and/or have chickens and 100 people who don't like and don't have chickens my hypothesis is that the chicken lovers will have less debt. I just think that most 'farm' type people (whether you live downtown New York or on 2000 acres in Wyoming) think about debt differently.
    Last edited: Feb 28, 2009

  2. pdsavage

    pdsavage Sussex Monarch

    Mar 27, 2008
    1) Do you have a credit card?-NOPE

    2) If you do, do you have debt on it?
  3. B. Saffles Farms

    B. Saffles Farms Mr. Yappy Chickenizer

    Nov 23, 2008
    Madisonville, TN
    I have never had a credit card either. [​IMG]
  4. Buck Creek Chickens

    Buck Creek Chickens Have Incubator, Will Hatch

    Nov 26, 2008
    Neenah, WI
    1) Do you have a credit card? yes

    ) If you do, do you have debt on it? never
  5. silkiechicken

    silkiechicken Staff PhD Premium Member

    1) Yep:

    Shell Gas
    Chevron Gas
    76 Gas
    Two MasterCard's

    2) Nope. Every month they are paid off in full. Never have had a balance over due and have zero debt!

    I've got good credit which will be good for future house purchases!
  6. mtnhomechick

    mtnhomechick Songster

    Jun 27, 2008
    Mountain Home, AR
    Credit Cards........Yes, Several


    Balance paid monthly.
  7. BoJo

    BoJo Songster

    Feb 17, 2009
    Dawsonville, Ga
    We had one credit card years ago when we first got married, we bought a lawn mower, a dryer, and a fridge.....we paid it off and cut it up......and never had one since!! [​IMG] [​IMG]



  8. Just 2 months ago we got one.
    No we do not have debt on it. [​IMG] (I am happy to say)
  9. turney31

    turney31 Songster

    Sep 14, 2008
    palestine texas
    Do you have a credit card? Have in years past. But thank the good Lord above ,they are paid off and cancelled! I do have a reloadable Visa to purchase off the internet.
  10. Daycare Mom

    Daycare Mom Chickens, Cuddly and Delicious

    Apr 9, 2008
    Conklin, Michigan
    Yes, we have a credit card.

    No debt-we pay it off in full each month!

    We are debt-free including the house!

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