I've been trying to decide all day if I should ask this question. I am not looking for a debate and I don't know if this is too personal to even ask. But, I'm really curious about the demographics of the people on BYC as compared to the general population. My question: 1) Do you have a credit card? 2) If you do, do you have debt on it? If this is inappropriate to ask, I apologize and a mod can just close this. We don't have a credit card. I am editing this because I want to add that I'm most certainly not asking for dollar amounts - just a yes or no answer is fine. If you want to elaborate please feel free. Please don't feel embarrassed to say yes - most everybody on here has had credit card debt at one time or another... me included. I'm just curious where people are now with economy in the shape it's in. Think of this as a non valid science experiment. If you have 100 people who love and/or have chickens and 100 people who don't like and don't have chickens my hypothesis is that the chicken lovers will have less debt. I just think that most 'farm' type people (whether you live downtown New York or on 2000 acres in Wyoming) think about debt differently.