I'd take the tank, because having it and setting it up are different things. You can have it for a while and take your time deciding what to do with it before setting it up.
And never be scared off from people who say "X needs at least xxx gallons" I've kept LOTS of goldfish very happily in a 10G ... because they were a half inch big when I got them. They grew = they moved (usually out to my stock tanks) I've had 40 bettas in a half full 10g ... because they were spawned there and that's all the space they could handle at the time.
If you put a tiny baby fish into the tank that a maxed out adult needs, poor thing will find a place to hide, terrified, waiting for the bigger fish that MUST be there to eat it. Never feel bad about putting a fish in a tank that suits it now, so long as you can upgrade or rehome when the time comes.
So if you want an oscar, get one! A small one, and watch it grow. And when you pick out your little one, think "Ok, if this exact fish gets to 12 inches, will someone else want it if I can't get a bigger tank?'
If it's a common tiger, probably not, so pass on that. If it's a lemon oscar or a long-finned albino (neither of which get as large as the tiger and may well be happy adults in a 75), then yes, someone will want it.
Off the top of my head, if I was stocking a 75 and water conditions weren't an issue, I would go with a pair of angels, a small shoal shoal of larger cories, and a shoal of pearl danios. Danios have very, very little bioload, so you could have a bunch, and the pearls are irridescent and very pretty when they grow (They'll get half again as large as the size they are sold). I'd round it out with a small group of brightly colored mid-dwellers; like 5 or 6 long fin cherry barbs.
This would give a centerpiece fish, in the larger angels, and activity top, middle and bottom, without being too crowded or busy, of all hardy, easy care species that can live in a wide range of conditions.
Alternately, if I had harder water, I'd hardscape and plant a lot, have two trios of sailfin mollies as my centerpiece, a pretty pleco and some dwarf crays for the bottom and a large school of dither fish, like 30 white cloud minnows or common/wildtype guppies if you can find them.
If I had soft water and experience (LOL, and I do, if you can't tell, I used to set up large tanks for offices) absolutely a blackwater tank with discus and a scad of neons.
And when in doubt, there's always the go-to of either fancy goldfish (fantails grow slowly if you aren't managing them HARD for fast growth and show and will definitely be wanted should they outgrow the 75) or fill that baby with livebearers. Those are always both fun tanks.