Put offer on house, Wish us luck! WE GOT THE HOUSE. Close this thread.

[secuono]

So I did a little snooping around. Found out my fiance is doing 72k house price[[[giving them more money than they even listed it!]]].
I guess this is to roll in the closing costs...which is still 10k, but it's partly hidden. Nearly 5k we still need to pay.
I am not giving him more than $1,700. I am also not giving him more than $400 a month. He wants to raise stuff and not force them to play straight, then I am not going to work with him. He isn't getting the land survey, so I guess we won't know of any easements/etc. Shouldn't the town have that map and information??

I am not liking any of this..oh well.

 

[mom'sfolly]

"I'm not liking any of this", and my fiance is doing something I don't agree with raise some big red flags for me. I think you need to seriously consider if this whole situation is really good for you and your relationship. I would have difficulty with the person I was buying a home with not being completely upfront with me. I would consider it a major betrayal of trust to have my partner make financial deals without my knowledge that I would be responsible for paying. I know you are excited about this home and are in a committed relationship, but IMHO you have much greater issues.

You shouldn't have to snoop around if you are going to be paying for this. There should be no "oh well". Don't expect it all to work out just because you hope it will. This is harsh, but the situation sounds really bad.

 

[Katy]

mom'sfolly :

"I'm not liking any of this", and my fiance is doing something I don't agree with raise some big red flags for me. I think you need to seriously consider if this whole situation is really good for you and your relationship. I would have difficulty with the person I was buying a home with not being completely upfront with me. I would consider it a major betrayal of trust to have my partner make financial deals without my knowledge that I would be responsible for paying. I know you are excited about this home and are in a committed relationship, but IMHO you have much greater issues.

You shouldn't have to snoop around if you are going to be paying for this. There should be no "oh well". Don't expect it all to work out just because you hope it will. This is harsh, but the situation sounds really bad.

Red flags all over the place!!

A person in a committed relationship wouldn't be worrying about who pays what.....you both need to be in it 100%...not 60/40/ or 50/50.......100%.​

 

[debilorrah]

I agree with Katy and Mom's. I work with a gal who lives with a guy and they have seperate accounts, take turns buying groceries and split everything else. She makes FAR less than him too.

No way Jose!!!! We have a joint account and the bills are OURS.

 

[Rozzie]

Quote:
If you rent a Uhaul, make sure you have insurance that will cover it. Your car insurance probably won't. You'll probably need to pay for the UHaul policy, otherwise they can charge you for any damage you do (accident, anyone?)

 

[Rozzie]

Quote:
Or, hope they DO fall on that bathroom. Cause then the seller would have to pay to fix it. You signed papers on a house that is in a certain condition. They have to deliver it in that condition. If damage occurs to the house before you take possession then it'll be on THEIR insurance, not yours...

 

[WingingIt]

YOU NEED THE SURVEY! DO NOT SKIP THE SURVEY! REALLY!!!!!

A lot of people roll in closing costs when they can (and it sounds like maybe that's the only way you can afford to buy the house) and it won't raise your payment very much if it's a 30 year loan. That's a mean to an end for you, so not a bad thing. I have a question, though. I bring this up because it sounds like you are having some communication and other issues already, not to cause more trouble. Is the contract in only his name? If it is, you need to have paperwork or, at the very least, keep copies of every bit of money you contribute to the purchase so that if you split up, you can get your portion of the equity back. Unless you intend to consider it rent and not a joint purchase, that is.

I wouldn't freak out over rolling the closing costs in, I really wouldn't. Be sure you DO get the survey. The trees can be trimmed back as soon as the place is yours, that's just normal doubt, I think, like someone else mentioned. The rest is stuff you have to weigh and decide if you want to move forward.

 

[Sir Birdaholic]

Quote:
Hey Junkman, You're beard is really growing,.....FAST!

 

[secuono]

Quote:
They want like $800 for the survey.
And my name will be on the deed/title.
I think I left out some info. I read that it it possible to roll in the closing costs and such & told him to see if it's possible to do it in our situation. It's just that he isn't a good communicator and didn't tell me every little bit of detail, it's all stressing the heck out of him.

 

[Junkmanme]

Just my impression....

IF you have conveyed the same attitude and feelings to "HIM" that I have interpreted from your "posts"...

I don't think it is "the closing" or "the purchase" that is stressing him.

BEST of LUCK !!!
-Junkmanme-