The Old Folks Home

I'll be 62 in February. I'm taking SS as soon as I'm able. Here's why.

I asked the "IRA guy" we had at work whether I should take SS as soon as I'm eligible, or wait for the higher amount. He told me that the SSA has never taken benefits away from someone once they start getting them. But they have pushed back the eligible age to start receiving them.

Depending on how much I get per month, we'll reduce the amount we take from IRAs by as much or nearly so.

DH is 11 months younger than I, so he'll start in the following January.
Oddly enough, the financial advisor at my bank advises us to wait as long as we can. He did some math I couldn't ever remember to show it but it convinced me to wait, just not as long as he suggested. There are pros and cons to either, but we do what feels right! ☺️
 
I hope we don't need heat before mid December and then not much. We will have the thermostat set on 65° and that makes sleeping a lot easier and the electric bill is a lot easier on the wallet.
Our furnace has run a few nights already. We burn wood too but only when it's really cold or windy.
 
Goodnight Old Folks

It's 51° outside and 72° inside with now heat. We sleep better at 68° inside but can't cool that low with AC because of the high electric costs.
We have nearly the same thing. Our house has huge windows facing the south, so it'll get into the mid 70s in here. Hubby opens the windows to get the temp down to 68. Drives me nuts! It makes the bedroom floor ice cold lol. It's 40F now, so he won't though.
 
Idk, i think cockatoo dust is worse!
Nah!

Only one sweet little Cockatoo??? :D

Verses 50 chicks?

🤣

Now, 50 chicks, verses 50 Cockatoos... yeah, Cockatoos WAY worse!

But then, we have a lesser sulphur crested... probably not as bad as an Umbrella or Moluccan
 
Good morning Old Folks. Have a great day now.
Good morning, LTAY and Old Folks.

Time to get to work over here. Have a great day everyone!

Coffee.jpg


...and chickens.
 
But... but... you're in central Florida...? Do you heat your coop?
That's already been asked, and answered, but yes, I will be using the Sweeter Heaters to heat the chickens, not the coop, when it drops down to 40, or less.

Hang onto that stuff. It'll be gold this winter when some people's chickens get frostbitten!
The nurse/practitioner was one I'd never seen before. She did not prescribe any refills, which is somewhat surprising. She had that "by the book" attitude. It's not a big deal. I'll get another prescription for it, when I go to my oncologist on the 25th. Yes, I've had occasion to use it on the chickens. It's not just good for burns, but it's great for wounds too.
 

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