The thermostat said it was 62 inside last night, I pulled the down comforter out... Im going to try and hold off as long as possible. We had 3 $300 electric bills this past summer (and they have never been that high in the 6 yrs we have owned our house) our winter bills are always higher, so if I can avoid turning it on until November Ill be a bit happier about the cost of electricity!