Well, truthfully, we probably won't be putting the furnace on this year. There's just no money for it, unless I get approved for SS. We've had the little space heaters on for short periods, but we can get all the way to January without turning on the heat, and that's IF we have the money for the oil. I really, REALLY want to move somewhere warmer where I don't have to rely on oil or propane heat. This year we'll be sealing up the windows, stuffing blankets under doors, and blocking off rooms that we don't plan to use, just so we can stay warm. Oil is NOT cheap, but propane is even more expensive. If we turn the heat on in November, like we normally would, then the oil tank would have to be filled twice over the winter, at about $600 a pop. If our church helps us out for a 3rd year in a row, then we'll have heat. If not, then I guess we'll be using extra socks and blankets. My aunt in Chicago will NOT put the heat on before Christmas. EVER. She generally waits until after the first of the year. While we love visiting her for Christmas, we generally do NOT take our coats off. She's on a tight budget too and can't afford the higher gas bills before then, and I can definitely sympathize. We'd like to get an electric heat pump installed, but can't afford that either.