Is U.S.A. Social Security Disability easier to get now ?

[redhen]

Unemployment benefits, disability benefits, family income support, State pensions and health care are all paid for out of income taxes and taxes on employers. No-one needs private insurance for any of that. Private insurance costs are high and, because the companies have to give priority to the demands of their shareholders, they will exclude some classes of individual and charge higher premiums for others. The UK system is priced on income only. It ensures that everyone is protected in that they can receive financial support, a pension and health care without discrimination. Those out of work are still entitled to benefits but financial support for the unemployed and disabled has conditions attached. The unemployed have to show that they are seeking work and receive help in this and the disabled have to prove the extent of their disabilities. Each person has the freedom to buy additional private insurance if he or she wishes but few see the point of so doing.

I understand the reservation that private insurance may put a heavy strain on individual disposable income and tax funded schemes aren't cheap either. However, if the UK, almost bankrupted by war debts in 1947, could do it, so can you guys.

Thank you for taking the time to explain this to me..

 

[thaiturkey]

Thank you for taking the time to explain this to me..

You're welcome.

 

[hemet dennis]

Up to you chap but, from what I read here, the US is way behind the UK and Continental Europe, let alone Australia and New Zealand, in universal health care and your President is trying to improve matters. The objections raised suggest that finding about how compulsory systems work elsewhere might settle some doubts. Up to you. I'm just trying to be helpful.

Den, you encouraged me to enter this discussion and I thought from that you would welcome some thoughts from my own experience. I don't mind either way. If members on this thread want a foreigner to butt out I'll happily do that.

I'm sure you're talking of another thread. Anyone that has anything to say about this thread should speak up.

 

[chickened]

Thank you for taking the time to explain this to me..

21% of the taxes paid in the UK support those benefits. http://en.wikipedia.org/wiki/Taxation_in_the_United_Kingdom#National_Insurance_contributions

This system works because they incorporate a wealth redistributrion scheme where the certain folks pay a higher tax rate. I believe if you make over 150,000 euros you pay 51%. There are very few self made millionaires in the UK anymore, the incentive for wealth is taken away by taxes.

 

[oesdog]

It is harder and harder to get disability here in the UK.

I have a very disabled son who lives with us he functions at about 18 months of age even though he is 25yrs old, is blind and epileptic. So gets full disability. But that does not include things like Heating allowance or grants for bedding etc even though he is doubly incontinent. He is in need of Full time care so will never work.

His twin was not so badly affected by premature birth. He is currently living independently with support. He has what is called Acquired brain injury due to infection after birth and has epilepsy. He functions at teen level. He needs care workers to check on him everyday. If he does not get "prompts" he "forgets to do things". He will always need care. He can do some level of work but due to his disabilities he will always need Shelters living and sheltered supported employment. He is more able to function than the other lad but he gets grants and heating allowances?

I have a husband who has not been able to work since 2009 due to having had a heart attack and heart surgery. He also has spine problems as his vertebra are collapsing. He is on constant morphine. He cannot walk too far due to the constant pain. He cannot sit for long periods in one place. He is getting injections in his elbows and hands because his ligaments are shortening causing his fingers to curl up. Currently he has had 2 stents and 2 angioplasts in the heart and now he has to have a third stent fitted soon so more heart surgery. He is also undergoing cancer tests for ongoing bleeding. - The Drs have said he cannot work - the disability say he is NOT disabled enough? Ok so how is it they think we might actually have an income?

I have Fibromyalgia (soft tissue arthritis usually brought on by severe STRESS!) I don't bother to claim for anything - I don’t rate it in anyway in the same league as the lads.

I know folk who can work and always have been able to, they seem to be able to work the system? I never knew how? I have three disabled folk I look after and I have had to fight for every penny of care services. As for care allowance, even though I care for three folk I am only entitled to claim for caring for one? So out of my two children and my husband I literally have to Chose who I care for? Also what I get in a week is way lower than an agency worker would get for just half a day’s pay?
I certainly feel like I am being "punished" for all the disability in our home! I do not feel valued as a care giver for sure!!! Even though keeping disabled folk from full time residential care by looking after them in the home saves the government thousands and thousands of pounds every month.

Oes

 

[chickened]

It is harder and harder to get disability here in the UK.

I have a very disabled son who lives with us he functions at about 18 months of age even though he is 25yrs old, is blind and epileptic. So gets full disability. But that does not include things like Heating allowance or grants for bedding etc even though he is doubly incontinent. He is in need of Full time care so will never work.

His twin was not so badly affected by premature birth. He is currently living independently with support. He has what is called Acquired brain injury due to infection after birth and has epilepsy. He functions at teen level. He needs care workers to check on him everyday. If he does not get "prompts" he "forgets to do things". He will always need care. He can do some level of work but due to his disabilities he will always need Shelters living and sheltered supported employment. He is more able to function than the other lad but he gets grants and heating allowances?

I have a husband who has not been able to work since 2009 due to having had a heart attack and heart surgery. He also has spine problems as his vertebra are collapsing. He is on constant morphine. He cannot walk too far due to the constant pain. He cannot sit for long periods in one place. He is getting injections in his elbows and hands because his ligaments are shortening causing his fingers to curl up. Currently he has had 2 stents and 2 angioplasts in the heart and now he has to have a third stent fitted soon so more heart surgery. He is also undergoing cancer tests for ongoing bleeding. - The Drs have said he cannot work - the disability say he is NOT disabled enough? Ok so how is it they think we might actually have an income?

I have Fibromyalgia (soft tissue arthritis usually brought on by severe STRESS!) I don't bother to claim for anything - I don’t rate it in anyway in the same league as the lads.

I know folk who can work and always have been able to, they seem to be able to work the system? I never knew how? I have three disabled folk I look after and I have had to fight for every penny of care services. As for care allowance, even though I care for three folk I am only entitled to claim for caring for one? So out of my two children and my husband I literally have to Chose who I care for? Also what I get in a week is way lower than an agency worker would get for just half a day’s pay?
I certainly feel like I am being "punished" for all the disability in our home! I do not feel valued as a care giver for sure!!! Even though keeping disabled folk from full time residential care by looking after them in the home saves the government thousands and thousands of pounds every month.

Oes

Cheaters to the system are like poachers to wildlife they deplete the resource for those that play by the rules.

I am curious why it is harder to get on the system, because it is heavily monitored or because funds are limited?

 

[thaiturkey]

21% of the taxes paid in the UK support those benefits. http://en.wikipedia.org/wiki/Taxation_in_the_United_Kingdom#National_Insurance_contributions

This system works because they incorporate a wealth redistributrion scheme where the certain folks pay a higher tax rate. I believe if you make over 150,000 euros you pay 51%. There are very few self made millionaires in the UK anymore, the incentive for wealth is taken away by taxes.

The higher tax rates you refer to are income tax rates. Social benefits are paid for from different taxes and nothing to do with income tax. The tax is called 'National Insurance Contributions'.

The UK is not part of the Eurozone. It still has Sterling so I don't know where you get your Euro calculation.

The UK has plenty of self made millionaires, especially if you measure their wealth in US Dollars rather than Pounds Sterling. UK taxes don't discourage citizens from wanting to become wealthy. Compare the poverty in the UK after WWII with the personal wealth there now and you will see what I mean. In 1945, the average income was way behind that of the US. Things are rather different now, even with the social benefits system and the recent recession.

 

[Matthew3590]

How is the UK not part of the eurozone when they were the ones that created it?

Disclaimer: I may have been told wrong.

 

[oesdog]

WE DO NOT USE EUROS
Sterling with the queens head on!!!!!!!!!!!!
Only southern Ireland use the Euro and they are not part of the UK.
Anyhow whatever we use I sure don;t have enough of it!!!!

Oes

 

[hemet dennis]

The higher tax rates you refer to are income tax rates. Social benefits are paid for from different taxes and nothing to do with income tax. The tax is called 'National Insurance Contributions'.

The UK is not part of the Eurozone. It still has Sterling so I don't know where you get your Euro calculation.

The UK has plenty of self made millionaires, especially if you measure their wealth in US Dollars rather than Pounds Sterling. UK taxes don't discourage citizens from wanting to become wealthy. Compare the poverty in the UK after WWII with the personal wealth there now and you will see what I mean. In 1945, the average income was way behind that of the US. Things are rather different now, even with the social benefits system and the recent recession.

The tax revenues in the U.K take 34% of GDP the rest of Europe is about 40% average.
The U.S. is under 20% of GDP.
So they do pay a lot for there social programs.

How many want the government to collect twice as much taxes ?