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I understand that if somebody hits you in the rear it is their fault for following too closely but did you ever consider that you might want to "modify" your driving habits?  Just saying and with all due respect.
Twice was while it was parked, at night. Twice while I was stopped at red lights. Once in a parking lot, the other driver pulled out of a stall, into the back of my car.
Just saying and with all due respect.
I feel your pain there Imp.
I have been in 10 accidents over my driving life. Over half I was not even IN the car lol
4 were in a parking lot (parked and I was shopping inside the store AND not even near other cars...parked out in BFE to avoid getting hit but oh well)
2 on the street (parked and either returning from dinner OR had just stepped out of car)
2 when I was stopped at a red light behind other cars. I really don't think they realized there were stopped cars...they never even slowed  
		
		
	
	
 
1 when I was clipped by a drunkie who tried to pass me on the right and clipped my back end, sending me careening into 2 other cars and a freeway underpass. Amazingly I wasn't hurt except for minor bruises and a scratch or two, but my car was totaled.
The only one I can honestly say I was a part of was when I hit a patch of black ice and spun out while heading to work one morning (while going 10 MPH or so...very slowly grrrr) and ended up resting my bumpers against the bushes in the ditch on the other side of the road. Still have no idea what happened in that last one...I had good tires and I didn't do anything wrong 
 I just lost traction...but that was a notorious area for people to lose control in bad weather as well. But regardless that was the only one where I feel it was my fault since no one else was on the road at the time but me in that area.
AT least my insurance company was very good to me, and that's why i have stuck with them still today. That was a bad few years tho... am sure my little cars were trembling in fear whenever I would get in....