Cyn, I respect your decision, but just know that it's open if you and your husband ever change your minds.
Also, I used to share your husband's mindset regarding not accepting help from anyone. When I was young, self-sufficient, and my health was in perfect order, that seemed like the way I should be, but as I saw my parents age and their health deteriorate, I realized that we are not always going to be entirely independent. There are times when health issues put us in a position of needing help. Ideally, family and close friends should be there to step in, but that doesn't seem to be the case in many instances these days. Children today are often so caught up in their own lives that they forget where they came from and the responsibilities that should not even be asked - such as helping their parents. My older kids are the same way. Hopefully, they'll have a reawakening one day.
I was close with my mother, and I used to tell her, "Mom, if anything ever happens to dad, you're coming to stay with me." I would get tickled with her answer. She would always say, "I would no more live with you than the man in the moon." She was a proud person, so I understood where she was coming from, but I knew I would be there if she needed me. She passed on before my father did, so I never had the opportunity to be there for her in that regard. My son and I did go Reno, NV, to get my dad at his request, and he came to live with us in Villa Rica/Carrollton for awhile. I didn't see him as a burden. He was my dad. He has since passed on, and it's been three years now.
The person who really changed my mind in terms of accepting help was a dear, late friend of mine, Dula Trahan. She was a Cajun lady who lived on a farm in the rural Acadiana region of Louisiana. Although she had lived on a farm all her life, in her mid-50s she went to Haiti and started an orphanage. I went to Haiti several times with her and stayed and helped at the orphanage. I was always amazed at the drive she had for those kids and how even into her 80s she would travel into the rough back country of Haiti. Sometimes it seemed as if she was fearless and had access to a font of stamina that never ran dry. She would go anywhere for those orphans. I honestly enjoyed helping Dula any way I could. She was the salt of the Earth.
What changed my way of thinking is that Dula one day wanted to help me with something. It may have been financial. I can't quite remember exactly what it was. However, my knee-jerk response was to her was, "No, I'm okay. Thank you though." Her response to me in turn shocked me. Without skipping a beat she said, "You're selfish." In my own mind, I never wanted to be a burden to Dula. But, this was a woman with whom I had traveled with to the ends of the Earth, for whom I had sacrificed my time and my resources to help, and she was now calling me "selfish"? I was taken back, so I had to ask her, "How am I being selfish? I said I didn't need any help. How is THAT selfish?" Her response was, "You're preventing God from blessing others because you won't allow others to help you." I thought, "What???" At first what she said didn't make sense to me, but after I thought on it awhile, I came to understand and accept her point of view.
That conversation has always stuck with me. I came to realize that people were placed on this Earth to help one another. Each of us won't always be in a place where we can be totally independent, and pride should not stop us from receiving help when we really need it. The pride part was the tough part for me. My mother was a proud person, and she raised her children to be the same way. That was ingrained in me from a young age. The idea of taking charity from anyone was anathema. It was always more blessed to give than to receive, so we should never receive help from anyone.
As far of those who take advantage selfishly and who abuse the generosity of others, it's easy to detect those kind of people. It's obvious that you and your husband are not among that lot, so that's the least of my concern.
Cyn, I understand that you don't know me that well, and that's a valid consideration. I also agree that family should be there to help you first, and I'm sorry that they are not as helpful as perhaps they should be. I just hope that at some point you and your husband can find a way through the help of others to maintain your lifestyle in the setting that you love. I don't like seeing your world close in on you and your husband because of health issues. In light of it all, offering to help you out for a half a day seemed like a relatively easy thing to do and could make a worthwhile difference.
Anyway, let me know if you change your mind somewhere down the road. Sorry if this came off as preachy. I don't mean it to be. Take care.