The one time I've hurt myself was when I used a pitchfork as a pry bar and it popped out and stabbed my foot hard enough to break it. That's now my funny foot . Definitely wish I could redo that moment. On the good side, I was wearing my work boots so it only broke instead of the pitchfork going through it. Even protective gear won't always save you from a careless moment, and yep, our bodies are precious.I can relate to your husband. Dear Wife ordered me a cell phone from QVC. It was the cheapest smart phone with 1 year Tracfone service, 1500 mins of talk, 1500 text, and 1.5 GB data. At the end of the year, I still had something like 1400 mins of talk, 1450 text, and 1.5 GB of data to carry over. The cell phone from QVC only cost something like $80 for one year service, so I actually came out way ahead when I cancelled our landline phone which cost me $30.00 per month.
I mainly use my smart phone as an mp3 player. I put on headphones hearing protection with Bluetooth and listen to recorded radio programs or audiobooks while I'm out mowing the lawn, trimming grass with the weed wacker, or using the chainsaw to cut up trees, etc.. Next, I have discovered it is a useful tool for shopping, using the stores phone apps for discounts and coupons. Sometimes I take pictures with it. And I use it for making deposits to my bank. Not used too much as a phone, but that's OK with me.
BTW, I am a firm believer and advocate for using hearing protection whenever you can and certainly whenever you should. Although I'm now in my 60's, my hearing is still very good. That's important to me. My father had ear problems from birth and throughout his life and was next to deaf when he was my age. I know that limited him in a number of ways. Unfortunately, he was not able to even use hearing aids for the type of hearing loss he had. So, I have always been very protective of my hearing.
Frugal Tip on safety equipment!
I will tell you that no matter how much money you spend on personal safety gear, or equipment, it is nothing compared to an Emergency Room hospital visit or life long pain and suffering which might have been avoided. As a RN, I had many patients that damaged their bodies and now live in pain everyday. Some of them could have prevented personal injury if they used personal protection as simple as hearing and eye protection. Lots of patients suffering with back injuries from lifting too much, or too heavy, and would do anything to turn the clock back and do it over again but smarter this time. Protect yourself.