Agreed, Graidyn. I have serious mental illness and it's hard for me to work a "real" job worth any real amount of money and minimum wage doesn't provide enough to pay medical bills even with insurance. So I have the farm and my partners and we get by. But there's NO way I could afford a single doctors visit with what I make or what he makes but I need those visits not only to treat acute problems (like when I had pneumonia two years ago) but also to pay for my medication to prevent uterine fibroids so I don't need regular surgeries. Medicaid/HCAP also paid for my emergency appendectomy when I was 18 and working at a pet store, less than 6 months after moving out of my parents house. My parents were unemployed and couldn't pay for it. Obviously no way I could either.
My sister goes to school full time, works part time, used to do it in reverse, and at no point until she went on medicaid could she ever afford her medication. She has severe early onset RA. She has more healthcare now than she does working a "real" job and she hates it. She's very scared of when she finally has her degree and might not be able to afford to get a job and work.
My father was laid off during the recession despite working for a high end business for several years and having an electrical engineering degree from the best university in the state. For several years after that he was out of work. My parents worked hard to provide for us, cutting corners and even dumpster diving. But that's when my mom contracted cancer. The ACA didn't exist then so she just never went to see a doctor even though she KNEW she was sick. The money didn't exist. She just just lived with it until it got so bad she couldn't anymore. Literally. By the time she saw a doctor it was stage 4 and lethal within three months without treatment. We struggled for years to get her medical bills covered. The ACA passed during her treatment and it changed the funding for her treatment drastically and gave my father the time to learn to care for my mother better. More recently Medicaid covered his stroke.
The problem with healthcare that isn't well regulated is you will either pay everything you can to try to live or you will die. The market can't regulate it at all. :T That "free" healthcare literally has saved multiple lives in my family. It's sorely needed for an awful lot of people who work very hard. People shouldn't have to die just because they're born poor or live through hard times or even make a few bad choices and wealth is HARDLY a signifier of the worth or merit of an individual.