Jesus MEL.... you win!!! Let me give you this pearl.... In 1998 my MIL died (loved that woman).. our dog died, we lost our business, found out we owed the IRS 3/4 of a million dollars, My husbands business partner (who was on drugs) ran our company into the poorhouse and fired 20 crews of electrician with JOBS IN PROGRESS... on a thursday!!! that left us to scramble and find new electricians because ppl were calling wondering where we were... We were working on high rises in portland... All while we were taking care of his only brother DYING OF CANCER.... AFTER OUR HOUSE HAD BURNED TO THE GROUND and we lost everything we owned... It took years to pull up.... it was hard to get up in the morning.... But I can tell you this... If I can rise from the ashes.... so can you MEL!!!! All these things happened in a two week period... It was staggering.... The IRS scared me the most... We had to go to meetings and they would say some real scarey un nice thngs... Mel.. you can get through this.... Once breath at a time!!! Put your head down and spearhed the storm...I am praying for ya... that is what got me through it... tell ya somethin else... there is some metal you are made of on the other side of this.... I watched my friends as she lost her daughter a week after my house burned to the ground.....and I realized how LUCKY I was...hang in there... One day at a time MEL...one day at a time..... Truth is... ya can't take it with ya... I was scooping what was left of my house into a dumpster on new years..I had to pay to throw my house away... Did I mention that the house burned down at Christmas... oh joy... and MY mother lost her house at the same time....she has MS... and because of the nature of the fire... (4 year old) I was under investigation for child neglect... GAWD!!! He had autism... UG... Autistic kids are a challenge to the 10th power!!! My husband and I nearly lost our marbles... really... had to be put on meds... It sucked... but we made it through it... This is a maze Mel... find your way THROUGH it.