Does anyone really think that those who pay no income tx now, whether because of actual income or deductions are suddenly going to have the extra money to fork over for the fine or the insurance.
The true freeloaders; not those who carry their own burden, are still going to be freeloaders.
The old saying,"You can't get blood out of a turnip." still holds true.
The one thing I do see happening is that emergency rooms which now cater to the needy, will probably be overwhelmed because anyone who pays the tax/penalty will feel it's their right to get their money's worth back out of the system.