Universal Health Care Passes House

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Thanks Bargain!
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I haven't read the whole thread... Was wondering what this will do to small employers. To be honest I haven't kept up with the whole thing. Right now, We have no insurance because we can't afford it, and we seriously cannot afford to offer it to our employees. We want insurance - trust me... all the horses and everything, if I get hurt we are seriously going to be "up the creek", let alone anything else that could happen. If it helps us get and be able to afford insurance, that is wonderful, but if it forces us to give it to our employees
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I won't mention how much it is proposed to cost the government... Ooops, guess I just did!
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I am a nurse working in GI specialty. As someone in healthcare I advise EVERYONE to read into it before making or giving any opinions.

Its a public "option". Not demand. Its all about choices...
Everyone should have choices. So many out there don't.

As for the quality of healthcare going down. That will only happen if you go to a physician who only cares about the $$$. Trust me when I say, the doctors that truely care will give you the time and treatment your deserve. Regardless of what insurance you have. When you chose an insurance company whether private or goverment, you have to read the fine print or talk to someone who knows the ins and outs. Know what you are signing up for before your sign up for it.

If anyone has any questions regarding insurance...please drop me an email. 16 years in healthcare brings lots of knowledge. I don't mind passing it on.

Jessica
 
As I understand it, small businesses (that under 50 employees thing) will have either a deduction for giving it (much like when you hire someone off the welfare to work program you get it back on year end taxes) or will not have to provide it, leaving those employees to join the larger umbrella policy. Not sure if that's exactly what passed today, but I think one of the dickering points was on who wanted which way of that deal.
 
I have no idea how it will affect me. I expect that we'll pay a lot in taxes and not see a lot of benefits since we already have insurance from work. Essentially, I expect we'll pay twice.

We've been uninsured for a lot of my life, or otherwise we had "major emergency only" type insurance.( You know car accident we might die tonight type insurance, not go to the doctor for strep throat type insurance.)

DH signed us up for basic insurance at his work this past month. I expect it's gonna take a bunch out of our take home pay, but since we have a second income now maybe we can afford it. When it was just DH's income there was no way we could afford to have it taken out of his check.
I also expect that I probably won't be using it unless I'm about to die. DH might go to the doctor if his mom makes him, but I probably won't.
 
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We have a triage system here in Canada. The more serious the issue, the faster you get seen, treated, operated on, etc.

It works that way from the emergency room on up the line.

If you walk into an ER with a sprained ankle, you are going to wait a lot longer to be seen than the guy who came in after you who was hit by a car.

The same goes for treatment and surgery.

If you need a knee replacement, you are going to go behind the person who has breast cancer and needs a mastectomy. Yes, needing a new knee has a big effect on quality of life, but nobody dies from not getting a knee replacement fast enough. Who here would really be okay with having their knee replaced ahead of someone needing cancer surgery?

I have a friend who had skin cancer. She was in to see the specialist the same day our GP saw the cancer on her leg. She had it removed within a week.

I went into the hospital at 11pm one night with severe abdominal pain. I was in surgery by 7pm the next day. I had massive infection and had my appendix removed.

It really bothers me when Canadians bash our system. No, it isn't perfect, but it is not terrible either. Never once since our universal healthcare system was put in place, has a Canadian gone bankrupt courtesy of medical bills. Not once has a Canadian been denied care due to a pre-existing condition.

Well said
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I can remember before we had medicare and I so would not want to go there!
So many people could not afford insurance or medical aid. What a nightmare.
I read somewhere that our system was based on the American plan that was rejected originaly by Americans but Canada took it up...? I personally love it and for those that can afford it we still have private options.

I'm one who has lived under both medical systems and have to say the Canadian system is far more fair across the boards. Ot isn't perfect, but the triage system is a vast improvement over other systems. I understand people being fearful of change. That is human nature and the mud slinging on both sides of the political fence doesn't help people make informed decisions. Quite watching the news for a few days and read the material for yourself is my best suggestion.
 
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