Wonderful Wells Fargo

Discussion in 'Random Ramblings' started by heatherindeskies, Aug 25, 2011.

  1. heatherindeskies

    heatherindeskies Chillin' With My Peeps

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    My bank just found another way to take $ from the poor guys....Coming soon....
    If you don't maintain a $1500 daily balance in your checking account or direct deposit at least $500 in a monthly statement, they will take a monthly fee of i think $7.
    Now that doesn't seem like a lot of money, but If a customer gets hurt, ill or loses a job, the last thing we need is to worry about the bank sucking even more $ out of our dwindling accounts.
    Thanks Wells Fargo for finding a way to take money from your customers when the hard times hit them.
    Nothing like driving to chemo or job hunting then having to worry about shopping for a new bank that offers TRUE free checking......
    this is just my opinion.
     
  2. wood&feathers

    wood&feathers Chillin' With My Peeps

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    Sadly, shopping for another bank is the only choice in that situation. There's usually some bank trying to snag new customers with a promo, but check the fine print to see if it will last. [​IMG]
     
  3. theoldchick

    theoldchick The Chicken Whisperer

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    My bank did that. I switched to another. I was furious as I had been with the original bank for over 30 years. I deserved better than that.
     
  4. pbjmaker

    pbjmaker Overrun With Chickens

    May 9, 2008
    Central Iowa
    My mom is dealing with new fees at another bank and is also bank shopping. They are going to start charging $4.00 a month if they use their debit card at all - not just if they use it to withdraw cash or "X" amount of times. Plus a yearly fee. So she is pulling her mortgage, line of credit and all her money from that bank and probably going with a credit union or something local.
     
  5. Frogdogtimestwo

    Frogdogtimestwo Chillin' With My Peeps

    May 21, 2008
    USAA is the best! They have free checking and even pay you back some of your ATM fees monthly. Online banking and Online check depositing, you NEVER have to go to a teller for anything and if you call them with a question they have great customer service!
     
    Last edited: Aug 25, 2011
  6. heatherindeskies

    heatherindeskies Chillin' With My Peeps

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    SE Minnesota
    Quote:May i ask who you are with now?
     
  7. pbjmaker

    pbjmaker Overrun With Chickens

    May 9, 2008
    Central Iowa
    Quote:This is who we recommended to my mom but she is old fashioned and likes to have a physical building and people to talk to.
     
  8. Frogdogtimestwo

    Frogdogtimestwo Chillin' With My Peeps

    May 21, 2008
    Quote:This is who we recommended to my mom but she is old fashioned and likes to have a physical building and people to talk to.

    Then I would open a savings account at a local credit union so she can cash checks etc and do the rest with USAA [​IMG] We have been with them for over 10 years ZERO issues.
     
  9. heatherindeskies

    heatherindeskies Chillin' With My Peeps

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    Quote:I've never heard of them, might have to look into it. Thank you!
     
  10. halo

    halo Got The Blues

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    My Coop
    That is so funny. I just got off the phone with Wells Fargo. I was with Wachovia (which I loved), when they merged with Wells Fargo. I have a couple of accounts, and some I keep very little money in. I saw their fee schedule, and I decided no way they are taking that money from me. So I called to close the accounts. One girl didnt know what to do, so she transferred me to someone else. He looked at my accounts, laughed, and said, "you're grandfathered in, you have no fees at all on these accounts, and they can only charge you fees by giving you several months notice, and sending you a letter before hand stating that. So far you're good"

    So I guess Ill stay...for now.
     

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