Make a plan. Stick to the plan.
You keep saying "I should", "I need to", etc. I think part of why I'm reacting strongly to your posts is that I can see myself just a few years back acting that same way. Only you can make yourself act. All we can do is advise and be a cheering squad. Please realize you need to make good habits and stick to them. You need to control your impulsiveness. You need a job.
I currently commute to my parents house (over 5 miles one way) each day morning and night to take care of my animals. It can be done.
If you want property, please realize you will probably need 20% down payment. There are loan options out there that could be less, but it's better to have 20% saved and available, because any place you move to is probably going to need some work anyway. If you want bare land, usually that's harder to loan on and they want 30%+ down payment.
Thank you, I appreciate this. Itās very helpful.
Youāre definitely right and I do need to work on all that and Iāve especially been very bad about the action part and accountability
And I know you guys can only do so much and you really have all done tons both here and the Baluttie thread and I really do appreciate it. I know itās gotta be frustrating by now.
But I really do want to change it this year which is why Iām going to be applying once I finish building the coop (should be this weekend).
But that said, it is very difficult for me to stick to things, habit or otherwise, and control the impulsivity. Even when I realize itās a problem (which I do), I donāt tend to stick to most things very long.
But I think maybe the longer I stick to it the easier it will be...
Iām going to start with something simple like sleeping and eating better.
I wouldnāt mind commuting. 5 miles honestly is not far at all for this area and I go further than that for certain stores (though we also have some right down the street) and my brotherās house is 2 miles down the road currently.
But thatās my problem. I donāt think I want to stay in this area. Iād rather move several states away. So Iād really rather not pay for something only a couple miles away when I could stay here for free until Iām ready to buy or move elsewhere.
I think my parents could handle the chickens as long as I donāt have too many and make it easy. They like the eggs and are attached like me so wonāt want to get rid of them.
The plan part is a bit challenging for me because I still have absolutely no idea what I want to do and have several ideas floating around that I keep bouncing between.
But I guess the first step should be the job and maybe downsizing on the animals instead of getting more.
And thanks for the info on the down payments and stuff. I was hoping if I could find one cheap enough (seen some really cheap ones) that I could just pay for it outright but I donāt know if thatās even feasible.
My parents have said they would be willing to help pay for something if I got a job/tried but Iād like to save myself so weāll see I guess.
I should probably just rent but that seems like such a total waste of money.