Well i'm seeing nobody thought I was one bit out of line.:lau
And yes Henny cover those checks! A bounced check is worse than murder these days.:barnie

Got it covered. :: whew ::

We have worked really hard to get good credit. I definitely don't want to risk that.

We have 2 vehicles that will be paid off really soon then can apply that money to other things.

No credit cards here at all. Those things are the devil.
 
Got it covered. :: whew ::

We have worked really hard to get good credit. I definitely don't want to risk that.

We have 2 vehicles that will be paid off really soon then can apply that money to other things.

No credit cards here at all. Those things are the devil.
I went nearly 20 years without them, when I started thinking about buying the farm, the bank was like you have no credit history... I took out 3 cards and paid my monthly bills with them and paid them off every month. Credit history didn't change. Then I was told I need to carry a balance from month to month. So I followed advice and my score shot through the roof, i paid everyone off and it didn't change. It's all a game to get you to pay more $$ for the dollars you need.
 
I went nearly 20 years without them, when I started thinking about buying the farm, the bank was like you have no credit history... I took out 3 cards and paid my monthly bills with them and paid them off every month. Credit history didn't change. Then I was told I need to carry a balance from month to month. So I followed advice and my score shot through the roof, i paid everyone off and it didn't change. It's all a game to get you to pay more $$ for the dollars you need.

It's a really painfully annoying game.

I bank with a credit union. I am lucky that my line of credit shows up as if it were a credit card.
That's the whole reason we set one up actually.
 
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Though I think my swear jar would have more money in. LOL
 

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