Full grown shrubs and trees add a lot to your property value. Young new ones, not so much. An appraiser could tell you better than I. I would consider a claim on my homeowners insurance. The insurance company is very good at getting payment when they pay such claims based on the company's insurance.I totally should!! The shrubs I have there at that size would be very expensive. There are several diabolo ninebark that are 7-8' tall and about that same spread to the branches. Not to mention the iris at $20 a rhizome.
And a big fat good luck finding this size plant.
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