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Chickassan said:
With that many I'm surprised anyone survived at all.
Last year I got worked up over five raccoons.
Talk about feeling over dramatic. :D

Been a dumb day.
Paid off a line of credit that was set to mature in December.
Hardest thing ever to do just due to an automated system that Satan invented and a bank that is truly awful at customer service.
Did hopefully get it done.
And then the k cup machine died.
I've got big coffee makers but I liked that because it was small.
I'm replacing it with a four cup, since they're cheaper than the cheapest k cup machine.
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Last year I paid off my mortgage early. Credit score dropped 145 points. I was shocked.
 
Molpet said:
Last year I paid off my mortgage early. Credit score dropped 145 points. I was shocked.
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That is soooo the opposite of what anyone would expect.

When my son paid off his car....was hit and had to get a new car he had to have a cosigner to get a half decent rate. It was a year after he paid off the other one.
To have decent credit one must be in continual debt it seems.
 
I'd been having trouble getting them to take their payment correctly the past few months.
They triple charged at least twice and sometimes wouldn't charge at all until it was late.
It was just a mess that needed to be done with, bank and line changed ownership and it has slowly went to sh*t.
Never their fault though, not one time did they take responsibility.
Molpet said:
Last year I paid off my mortgage early. Credit score dropped 145 points. I was shocked.
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It is a rigged game.
No two ways about it.
21hens-incharge said:
That is soooo the opposite of what anyone would expect.

When my son paid off his car....was hit and had to get a new car he had to have a cosigner to get a half decent rate. It was a year after he paid off the other one.
To have decent credit one must be in continual debt it seems.
Click to expand...
 
Chickassan said:
It was just a mess that needed to be done with, bank and line changed ownership and it has slowly went to sh*t.
Click to expand...
Ha same here. The previous owners sent a coupon booklet that I sent one in with the payment. The new owners sent a letter with the payment coupon, which showed up so I had to make a special trip to town to mail it.
I take the mail to the po, inside, because things kept getting lost from my mail box across from the house. I would get other people's outgoing mail, so I think that's part of the problem.
 
Im trying to be rid of any credit period.
It has become more of a pain in the rump instead of a help.
It just isn't worth it.
And it seems to just be getting worse.
Molpet said:
Ha same here. The previous owners sent a coupon booklet that I sent one in with the payment. The new owners sent a letter with the payment coupon, which showed up so I had to make a special trip to town to mail it.
I take the mail to the po, inside, because things kept getting lost from my mail box across from the house. I would get other people's outgoing mail, so I think that's part of the problem.
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I think that coffee maker is going to be perfect.
Little guy is about toilet paper sized.
71E00Wzb+qL._SY88.jpg
 
Molpet said:
Last year I paid off my mortgage early. Credit score dropped 145 points. I was shocked.
Click to expand...
It's so crazy to me that this is how credit works. You pay all your bills on time and don't have a lot of debt...that means you aren't a risk to loan to. So they are opening saying "we hope you don't pay so we can squeeze more money out of you." 🤬

I was arguing with Verizon over $45. My ex's phone was in my name. We tried repeatedly to change it over but it never would switch. Finally he got a new phone and I demanded the phone be taken out of my name. (To Verizon. He wanted it switched long ago) They finally switch it over then he starts getting phone calls saying I owe money. When I call Verizon they say it's a closed account. They wouldn't close an account if it had a balance. More and more calls. Then letters start coming. I keep calling and then get "your name isn't on the account we can't talk to you about it for privacy reasons" But you can call me (on a number not under my name that never gave them) and tell me I owe you money! 🤬🤦‍♀️

They said they were turning it over and it would go against my credit. I told them go ahead I'll dispute it that way since no one will listen otherwise.

Nothing has happened. I'm not paying for a closed account that you can't talk to me about it.
 
FlyingNunFarm said:
It's so crazy to me that this is how credit works. You pay all your bills on time and don't have a lot of debt...that means you aren't a risk to loan to. So they are opening saying "we hope you don't pay so we can squeeze more money out of you." 🤬

I was arguing with Verizon over $45. My ex's phone was in my name. We tried repeatedly to change it over but it never would switch. Finally he got a new phone and I demanded the phone be taken out of my name. (To Verizon. He wanted it switched long ago) They finally switch it over then he starts getting phone calls saying I owe money. When I call Verizon they say it's a closed account. They wouldn't close an account if it had a balance. More and more calls. Then letters start coming. I keep calling and then get "your name isn't on the account we can't talk to you about it for privacy reasons" But you can call me (on a number not under my name that never gave them) and tell me I owe you money! 🤬🤦‍♀️

They said they were turning it over and it would go against my credit. I told them go ahead I'll dispute it that way since no one will listen otherwise.

Nothing has happened. I'm not paying for a closed account that you can't talk to me about it.
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It's crazy 😧
 
21hens-incharge said:
Morning y'all.
I will head back to bed soon. Needed ibuprofen after that first run on second shift.

I hope everyone has a great day.
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Good morning 🌞 all

It will take a while to get used to shift change and using different muscles
 

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